Australian Finance Podcast
The Australian Finance Podcast offers practical financial advice and strategies to help listeners save money, invest wisely, and live life on their terms. Hosted by Owen Rask, Chief Investment Officer, and Gemma Mitchell, Senior Financial Adviser, the show covers a range of topics from beginner basics to advanced investing. New listeners are directed to the Starter Pack series from early 2024, while more experienced audiences may enjoy the companion show, The Australian Investors Podcast. The content is general financial information and does not constitute personalized advice.
Episodes
Friday Q&A: Blended family finances, weekly mortgage payments & super myths
In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell answer listener questions and give an update on the Finders Keepers $10,000 Challenge.
They cover:
– Managing money fairly in blended families
– Whether weekly mortgage repayments actually save interest
– How offset accounts change the equation
– When it makes sense to consolidate super funds
– The differen
ETF tax traps, CGT and cost base adjustments with Navarre Trousselot
In this Australian Finance Podcast episode, Owen Rask is joined by Navarre Trousselot, founder of Navexa, to unpack why the proposed 2026 Federal Budget tax changes could make ETF record-keeping and capital gains reporting much messier for everyday investors. Instead of glossing over the hard bits, they walk through how capital gains tax works in Australia, why parcel selection matters, and why AT
How to stop being a hot money mess: Using data to fix your finances
In this episode of The Australian Finance Podcast, your hosts Owen Rask and Gemma Mitchell are joined by money systems expert Andrew Fisher for Episode 3 of the Christian Hull Hot Money Mess series.
After unpacking Christian’s money story and coaching framework, this episode dives into the power of data and why understanding your numbers can completely change how you feel about money.
Because wh
EOFY Tax Q&A: deductions, offsets & how to avoid huge tax bills
In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell answer your end-of-financial-year tax questions and put Owen to the test with an ETF pop quiz challenge.
They cover:
– How tax works when you’re self-employed
– When and how much tax sole traders need to pay
– The difference between tax deductions and tax offsets
– How spouse super contributions can reduce y
Is AI in a bubble? Cameron Gleeson on the barbell strategy for AI investing.
AI is one of the biggest investing themes in markets right now, but the smarter question is not just whether OpenAI, Anthropic or Nvidia win. It is who else makes money when AI demand explodes.
In this Australian Finance Podcast episode, Owen Rask is joined by Cameron Gleeson from Betashares to unpack the AI supply chain from hyperscalers, semiconductors and cloud infrastructure through to copper
6 ETFs for passive income with Hugh Lam from Betashares
In this Australian Finance Podcast episode, Owen Rask is joined by Hugh Lam from Betashares to build a six-ETF watchlist for investors chasing passive income without sleepwalking into yield traps. Rather than treating income as a race to the highest percentage, they step through where ETF income actually comes from, why total return still matters, and how to think about blending shares, bonds, cre
Senator Andrew Bragg on housing, tax and Australia’s productivity problem
This episode was originally featured on The Australian Investors Podcast.
In this episode, Owen Rask sits down with Senator Andrew Bragg for a wide-ranging conversation about the Federal Budget, housing supply, tax, productivity and why so many Australians feel the country has become harder to get ahead in. Rather than getting stuck in party talking points, they focus on the practical questions
How rich are you? What 3,000 Aussies told us about wealth
How rich are you really, and how do you stack up against other Australians? In this episode of The Australian Finance Podcast, Owen Rask and Gemma Mitchell unpack early results from Rask’s free Wealth Checker after around 3,000 community members benchmarked their finances.
Together, they explore what the data says about net worth, debt, super, property, shares and crypto, and why context matters
Money coaching vs financial advice: The 5-step framework to fix your finances
In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell dive into money coaching, financial advice, and the simple 5-step framework anyone can use to take control of their finances. They cover:
– The difference between education, coaching, and financial advice
– Why most people aren’t as “bad with money” as they think
– Real-life insights from working with Christian
ETF tax traps, kids investing, retirement timing & super: Special Q&A
ETF tax, kids’ investing, retirement timing and super all in one Q&A? That is what Owen Rask and Tahli Cavagnino tackle in this practical Australian Finance Podcast episode.
The episode opens with the tax questions investors often avoid: capital gains, franking credits, ETF cost-base adjustments and US income. Navarre from Navexa joins to explain why record-keeping becomes harder the longer you h
How to invest in your 30s - ETF starter portfolio
Your 30s can be one of the most important decades for building wealth, but they can also be one of the messiest. A mortgage, family plans, career pressure and day-to-day cash flow can make investing feel a lot more complicated than it did in your 20s.
In this Australian Finance Podcast episode, Owen Rask is joined by Hugh Lam from Betashares to break down how ETF investors can think about their 3
How to start investing in ETFs: Step-by-step beginner guide [5/5]
In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell wrap up the ETF mini-series by showing you exactly how to get started.
After learning what ETFs are, how they work, how to research them, and how to build a portfolio, this episode turns knowledge into action with a simple step-by-step guide.
They cover:
- What you need to start investing in ETFs
- How to place
How to build your ETF portfolio: Simple strategies that work [4/5]
In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell continue the ETF mini-series by helping you actually build your ETF portfolio.
After learning what ETFs are, how they work, and how to research them, this episode focuses on decision-making—how to choose ETFs, structure your portfolio, and grow with confidence over time.
They cover:
- How to build a simple ETF p
How to research ETFs: The ultimate beginner checklist [3/5]
In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell continue the ETF mini-series by showing you how to research and compare ETFs like a pro.
After learning what ETFs are and how they work in episodes one and two, this episode focuses on building trust and confidence when choosing between similar ETFs.
They cover:
– How to research ETFs using a simple checklist
– T
What does the federal budget mean for your money, property & super?
What does the 2026 Federal Budget actually mean for your money once you cut through the noise? In this Australian Finance Podcast Q&A, Owen Rask and Gemma Mitchell unpack the biggest proposed changes and explain what they could mean for everyday Australians, investors and retirees.
The episode walks through the headline issues people are asking about right now: proposed changes to the capital g
How ETFs actually work: Capital growth, dividends & risk explained [2/5]
In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell continue the ETF mini-series with a deeper dive into how ETFs actually work.
After covering the basics in episode one, this episode focuses on building your confidence by explaining how you make money from ETFs, what’s happening behind the scenes, and how to think about risk.
They cover:
- How ETFs generate retu
What is an ETF? Beginner guide to investing in ETFs [1/5]
In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell kick off a 5-part ETF investing mini-series by breaking down what ETFs actually are and why they’ve become so popular.
Over this series, you’ll learn how to research, compare and build your own ETF portfolio with confidence. In this first episode, we focus on the foundations and remove the intimidation around gett
Christian Hull’s Hot-Mess Money Makeover: Where to Start
In this Australian Finance Podcast episode, your host Gemma Mitchell kicks off Episode 1 of the Christian Hull ‘Hot-Mess Money Makeover’ coaching series. With over six million followers, Christian Hull is no stranger to attention—but managing money behind the scenes is a different story.
In this episode, they cover:
- Christian’s current financial confidence and stress levels
- How Christian’
Super vs property vs ETFs: What should you focus on?
In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell unpack more listener questions around investing strategy, superannuation, and navigating today’s economic environment. They cover:
– How to split investments inside vs outside super
– Whether you’re still eligible for first home buyer grants
– How to think about investing during global uncertainty
– Super vs E
Like design? Listen to this: Why AI makes human judgment more valuable, ft. Andrew Hogan
AI can now generate prototypes, content and product ideas at speed — but Figma’s Andrew Hogan says the real edge is still human judgment.
In this episode, Owen Rask chats with Andrew about what AI is changing inside teams, why design is becoming more valuable, and how leaders are using better tools to communicate ideas with more clarity. They explore why senior designers may be worth more than ev
Got $1 million overnight? What to do next
In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell tackle real listener questions on navigating big financial decisions.
They cover:
- What to do when you receive a $1m inheritance
- How to think about rising insurance premiums in super
- The reality of buying a home as a single person today
- The key wealth trends shaping Australian households
If you li
Why buying your first home feels impossible (and what to do instead) with Lucinda Hartley
Discover why the traditional path to buying your first home no longer works, the trade-offs modern buyers must make, and how to rethink home ownership in today’s market.
In this Australian Finance Podcast episode, your host Gemma Mitchell is joined by Lucinda Hartley, author of Finding Home, to unpack what’s really changed when it comes to buying your first home. They cover:
– Why the traditio
Money in your 20s: investing, super and your first home
In this episode of the Australian Finance Podcast, Owen is joined by Emily from the Rask design team for a practical conversation about money in your 20s.
Together they unpack the real questions younger Australians face when life is moving quickly and the pressure to “figure it out” feels intense. Emily shares what changed after moving from New Zealand to Melbourne, learning how Australia’s super
Sudden wealth explained: inheritance, pressure, risk & what to do next
In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell break down sudden wealth events, and what happens when life goes from “normal” to financially complex overnight. They cover:
– What counts as a sudden wealth event
– Why more money does not always mean less stress
– The emotional side of inheritance, guilt, pressure, and decision fatigue
– What changes whe
Inside a $350bn super fund: How your money is really invested
In this Australian Finance Podcast episode, your host Owen Rask is joined by Brian Parker, Chief Economist of Australian Retirement Trust (ART), to discuss how ART thinks about runway, portfolio construction, private markets and when volatility becomes opportunity.
They cover:
- What a chief economist actually does and how ART turns research into portfolio action.
- How “super money” is diff
Interest rates are rising… here’s how to actually benefit
In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell break down what rising interest rates actually mean for your money — and how you can benefit if you’ve got cash sitting in the bank. They cover:
– Why rate hikes aren’t all bad news
– Who wins and loses when interest rates rise
– How savings accounts really work (and where banks get you)
– Why chasing the highe
Fuel relief is coming, credit card surcharges are going plus, starting with $2k & retirement planning
In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell dive into a listener Q&A covering real-life money challenges and wins. They cover:
– Celebrating a listener hitting $5k in savings early in the year
– Whether to focus on mortgage repayments or start investing
– How to begin investing with just $2–5k
– Financial Infidelity and coming back from gambling debt
Financial independence is still achievable but most people are focusing on the wrong lever
Mitchel Sneddon sits down with Hayden Smith, co-founder of Pearler, to unpack whether FIRE is still achievable and what actually drives financial independence today. The conversation moves beyond theory into the real levers — spending, income, behaviour and simple ETF investing — and reframes investing as a tool, not the solution.
Together they discuss:
– FIRE remains achievable, but outcomes
Estate planning, super & SMSFs: What happens to your money?
In this Australian Finance Podcast episode, your host Owen Rask is joined by Senior financial adviser at Rask Advice, Chamil Peiris to answer listener questions on estate planning, superannuation and SMSFs.
They cover:
– What to do with leftover funeral insurance money
– Whether you need a will in your 20s
– How super beneficiaries actually work
– The difference between SMSFs and industry
Becoming a financial planner, SpaceX IPO & your questions answered
In this Australian Finance Podcast episode, your host Owen Rask is joined by Rask Advice Associate Milli Russell to unpack Milli’s journey into financial advice, alongside answering your biggest money questions. They cover:
– Milli’s pathway from school to financial planning
– What it actually takes to become a financial adviser
– How the industry is changing post-Royal Commission
– Real-world an
Low deposit, high stakes: Inside Australia's 5% revolution
In this Australian Finance Podcast episode, your hosts Pete Wargent of Allen Wargent Property Buyers and Gemma Mitchell from Rask discuss whether first homebuyers should use the 5% deposit scheme.
Here’s what they cover:
-Criteria for qualifying for the new scheme
-The new property price caps
-Getting the right loan
-Managing cashflows
-Retaining a buffer
-The benefits of using the 5% de
Are Australians really doing it tougher? Real spending data from AU, US & NZ
If you like this Australian Finance Podcast episode, you'll love our series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!
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Topics Covered
– What is PocketSmith and how does it track spending data?
– Understanding the Global Spending Map
– Mortgage
Is super a gamble? Super Payday, fixed rates, interest-only loans & knowing when you have ‘enough’ – Q&A
In this Australian Finance Podcast episode, your hosts Gemma Mitchell and Leigh Gant answer your weekly money and life questions. They cover:
– Whether superannuation is really a “gamble” and what happened during past crashes
– What the new Super Payday rules mean for when your employer pays your super
– What to consider when your fixed home loan rate rolls off
– Whether interest-only loans ar
3 big retirement changes you need to know (plus your 5-step retirement plan)
We are only a couple of months into 2026 and we’ve already seen significant retirement changes announced. These updates could directly impact your super, Age Pension eligibility and contribution strategy.
-In this Australian Finance Podcast episode, your host Gemma Mitchell is joined by James O’Reilly- co host on the Australian Retirement Podcast and financial adviser at Northeast Financial Wealt
Hedged vs unhedged ETFs, ETF size, super duplication & kids investing: Weekly Q&A
In this Australian Finance Podcast episode, Owen is away so your host Gemma Mitchell is joined by Mitchell Sneddon (one of our hosts of the Australian Investor Podcast) to answer your weekly investing questions on ETFs and portfolio construction. They cover:
– Hedged vs unhedged international ETFs (and when it matters)
– Whether ETF fund size and liquidity should influence your choice
– How to
Financially preparing for kids: cash flow, leave, childcare and insurance explained
In this Australian Finance Podcast episode, Owen Rask is joined by Alex Luck, financial adviser and co-founder of Everest Wealth Group, for a deep dive into financially preparing for kids.
Alex works with many Australians in their 20s to 40s navigating career progression, property decisions and starting families. As a father of two himself, he shares both professional and personal insights into wh
Super at retirement, pension timing and health costs – Q&A
In this Friday Q&A episode of The Australian Finance Podcast, Gemma Mitchell is joined by Tahli Cavagnino, Senior Adviser at Rask Advice, to answer some of the most common and nuanced questions people face as they approach retirement.
This episode focuses on the decisions that sit right at the transition point, when work is winding down, structures start to matter more, and the tax and timing t
Tom's $100,000 ETF portfolio (with a twist)
Owen Rask and Betashares’ Tom Wickenden construct two themed $100,000 ETF portfolios — one focused on the rise of China and Asia, the other built as an “existential” hedge against US dominance and structural risks.
In this Australian Finance Podcast episode, Owen Rask is joined by Tom Wickenden from Betashares to construct two high-conviction $100,000 ETF portfolios — each with a clear macro them
The four stages of wealth: What to focus on at each stage
In this Australian Finance Podcast episode, Gemma Mitchell sits down with financial adviser, author and host of the Financially Fierce Podcast, Jess Brady. Jess is the author of Get Growing and founder of The Greenhouse education program.
Together, they unpack Jess’s powerful framework: the four stages of wealth — and what you should actually focus on at each stage.
They cover:
– Why money feel
Rewarding yourself, ETF losses and walking away from golden handcuffs – Q&A
In this Friday Q&A episode of The Australian Finance Podcast, Owen Rask and Gemma Mitchell tackle the emotional side of money decisions, from learning how to actually enjoy financial progress, to handling early investing nerves, career burnout and retirement timing.
This episode is less about spreadsheets and more about behaviour, mindset and realistic trade-offs, especially for people who are
Unclaimed money: Are you leaving free money on the table?
In this episode of The Australian Finance Podcast, your hosts Owen Rask and Gemma Mitchell dive into one of the easiest money wins of the year: finding unclaimed money. T
hey uncover:
– Why billions of dollars are sitting unclaimed in Australia
– How to check if any of it is yours (in 10 minutes or less)
– The three places to search: ATO, ASIC, and your state government
– Why this should be p
AI & your money, super strategies and SMSF ETF risks – Q&A
Explore how AI tools like ChatGPT can support (and mislead) your financial planning, understand key differences between pre- and post-tax super contributions, and unpack SMSF concerns around ETF custodial ownership.
In this Friday Q&A episode of The Australian Finance Podcast, Owen Rask and Gemma Mitchell unpack some of the most common and timely questions we’re seeing right now around AI, supera
Super stats: How does your superannuation compare?
How does your super really stack up? Average vs top 10% super balances explained.
In this episode of The Australian Finance Podcast, Gemma Mitchell and Owen Rask break down the latest Australian superannuation statistics and answer the question so many people quietly worry about: Am I behind on super?
This episode cuts through the averages, explains what the numbers actually mean, and gives
Baby on the way? Money tips, leave & childcare costs
In this Friday Q&A episode of The Australian Finance Podcast, Gemma Mitchell is joined by James Phelan, Senior Adviser at Rask Advice, to answer the big money questions that tend to come up when a baby is on the way.
From planning for income changes to understanding parental leave, childcare costs and shared money dynamics, this episode focuses on practical, real-world decisions new and growing f
Dare to be wealthy – with Mel Browne
In this episode of The Australian Finance Podcast, Gemma Mitchell is joined by long-time friend of the show, Mel Browne – a multi-time founder, author, and ex-financial adviser with a fresh take on what it really means to be wealthy.
With her new book Dare to Be Wealthy hitting shelves, Mel and Gemma dive into some of the biggest mindset blocks, money myths and systemic challenges holding people
Executor of an estate and first home buyer trade-offs – Q&A
In this Friday Q&A episode of The Australian Finance Podcast, Owen Rask and Gemma Mitchell tackle some of the bigger, more complex money questions that tend to show up in mid-life and major transitions.
We cover what it really means to be an executor of an estate, how to think through first home and property decisions as a couple, and how investors at different stages can make more confident choi
Is FIRE still possible in 2026? Ft. Dave Gow
In this Australian Finance Podcast episode, Owen Rask is joined by Dave Gow from Strong Money Australia for a deep, honest conversation about the future of FIRE — and whether financial independence is still achievable in 2026.
Is FIRE still achievable in Australia in 2026?
Why FIRE feels harder now — and why it’s not impossible
How Dave would rebuild financial independence from $0 today
The King's private school, renovation loans and mortgage vs super – Q&A
In this Friday Q&A episode of The Australian Finance Podcast, Owen Rask and Gemma Mitchell work through some of the big, messy money decisions many families face but rarely get clear answers on.
This week we unpack how to think about private school costs, who to speak to when planning a major renovation, what happens with kids’ investing accounts as they grow up, and how to weigh up mortgage prog
Investing, ETFs, AI & the Future of Advice — with Hayden Smith (Pearler)
In this episode of The Australian Finance Podcast, Owen Rask sits down with Hayden Smith, Co-Founder and CTO of Pearler, to explore how Australians really invest — and where investing, technology and advice are heading next.
From ETFs and core-satellite portfolios to AI, robo-advice and the slow shift away from property-first thinking, this conversation goes deep on what’s working, what’s overr
Summer Series Part 10: Protecting yourself and your family
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year!
Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet.
Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge”, tracking how they each plan to fin
Summer Series Part 9: Tax
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year!
Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet.
Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge”, tracking how they each plan to fin
2026 stock game: Owen & Navarre's $100,000 stock game portfolio
The Rask 2026 stock market game is live - it's called Stock Genius. Available at stockgenius.com.au, in collaboration with Navexa, the Rask Stock Market is open for you to compete and enjoy with over 1,000 fellow investors.
In this episode, we cover:
- Is AI killing app investing in 2026?
- Are you a stock market genius? Play our game to find out
- How the game works
- Smart tracking for po
Summer Series Part 8: Shares and ETFs - Investing 101 with Owen
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year!
Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet.
Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge”, tracking how they each plan to
Summer Series Part 7: Savvy Superannuation
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year!
Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet.
Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge”, tracking how they each plan to fin
Summer Series Part 6: Property
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year!
Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet.
Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge”, tracking how they each plan to fin
Summer Series Part 5: Debt: Using it, managing it, and repaying it
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year!
Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet.
Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge”, tracking how they each plan to fin
Summer Series Part 4: Income & earning more: Increasing your Active & Passive income
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year!
Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet.
Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge”, tracking how they each plan to
Summer Series Part 3: Spending, Saving and Budgeting
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year!
Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet.
Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge”, tracking how they each plan to
Summer Series Part 2: Money and Mindset
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year!
Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet.
Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge”, tracking how they each plan to fin
Summer Series Part 1: Happy new year. Let’s get Goal Setting!
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year!
Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet.
Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge”, tracking how they each plan to fin
How not to mess up your renovation!
In this Australian Finance Podcast episode, your hosts Pete Wargent and Gemma Mitchell discuss how to manage a great renovation.
Here’s what they cover:
-Budget and financing
-Council approvals and regulations
-Scope and design
-Hiring contractors
-Materials and suppliers
-Timeline and disruptions
-Climate and location considerations
-Legal and insurance considerations
-Resale value and
Last-minute Christmas gifts under $50 that people actually use
In this festive episode of The Australian Finance Podcast, Gemma Mitchell and Owen Rask share practical, affordable and thoughtful last-minute Christmas gift ideas under fifty dollars. With more than 60 percent of Australians feeling financially stressed about buying presents this year, and almost one billion dollars of unwanted gifts heading to landfill, this guide focuses on useful, clutter-free
What if Vanguard goes bust? Last Q&A of 2025
In this Friday episode of The Australian Finance Podcast, Owen Rask and Gemma Mitchell unpack your questions on mortgages, investing, relationships and ETF risk. This week we dive into how to think about fixed versus variable interest rates, why couples so often clash over money, and what really happens if a fund manager, ETF provider or broker were to fail.
We also take a closer look at geared E
5 Ways They Get You – with Chris Kohler
In this episode of The Australian Finance Podcast, Owen Rask sits down with finance journalist and author Chris Kohler to discuss the systems designed to separate Australians from their money – and what you can do to protect yourself.
They cover
– The psychological tricks behind modern consumerism
– Chris’s viral interest rate videos and their surprising impact
– How businesses subtly extract mo
The million-dollar formula: Small moves, big impact
Today, your host Gemma is joined by Roxanne Calder — recruitment expert and author of the new book Earning Power. With 25 years of experience across Australia, the UK, Singapore, and Hong Kong, Roxanne brings a wealth of insight into building careers and boosting income.
Her latest book is packed with inspiring stories and practical strategies to help close the gender pay gap — but the lessons go
10 money hacks to level up your life in 2024 [Throwback]
Ready to level up your financial life?
Kate Campbell & Mitchell Sneddon share 10 different money hacks to help you maximise your finances in 2024. Remember - the small changes you make add up over time, so don’t discount those small actions you take.
Resources for this episode
Buy Gemma’s book “The Money Reset”
Ask a question (select the Finance podcast)
Show partner resources
Join Pearler u
How (& why) insurance works: real-life claims with Phil Thompson
In this episode of the Australian Finance Podcast, you'll learn how and why insurance works. Life insurance, income protection, TPD & more.
Owen Rask is joined by Phil Thompson, founder of Skye Wealth, to unpack what really happens when you make an insurance claim.
They go behind the scenes on:
– How insurance claims actually work
– What mistakes people make when trying to claim
– The vit
How Owen Rask & Alex Luck *actually* invest [Adviser Q&A]
In this Australian Finance Podcast episode, Owen Rask is joined by Alex Luck, founder of Everest Wealth Group, to answer your money questions.
Owen’s questions:
– Where are you personally invested?
– What’s the most recent thing you’ve done with your money?
Listener questions:
– Our 19-year-old is saving for a home — should he buy an investment property while living at home and miss the First Ho
Super, saving like a boomer and exit-rentvesting dilemmas – Q&A
In this Friday episode of The Australian Finance Podcast, Owen Rask and Gemma Mitchell dive into your questions on saving, investing, brokers, kids’ money and planning your next big property move. This week we unpack whether a high-yield savings account still stacks up against investing, how to think about using multiple brokers, and what to consider when choosing a provider to invest for your kid
Invest your first $1,000 with these 5 steps
In this short Wednesday bonus episode of The Australian Finance Podcast, Gemma Mitchell walks you through a simple, practical roadmap for investing your first $1,000. No jargon, no complicated charts, just clear steps you can actually follow.
Getting started is often the hardest part. Many people put it off because they think they need more money, more knowledge, or the “perfect moment”. The tr
Can You Go a Year Without Shopping? Emma Edwards Tried It
In this episode of The Australian Finance Podcast, Gemma Mitchell is joined by Emma Edwards — financial behaviour expert, founder of The Broke Generation, and now two-time author.
Emma’s new book, The Wardrobe Project: A Year of Buying Less and Liking Yourself More, published by Wiley, explores the powerful connection between spending habits, confidence, and self-worth. It’s the perfect read for
Super, parental leave pitfalls and teaching teens to invest – Q&A
In this Friday episode of The Australian Finance Podcast, Gemma Mitchell and Owen Rask unpack your questions on investing, super, HECS and even a Christmas dilemma. This week we look at how to build a simple investment profile when you’re 58 and deciding between ETFs in super or outside of it, how paid parental leave really works in 2026, and what to do when your HECS balance never seems to budge.
Making sense of retirement: Super & retirement myths, top tips and Rask’s Retirement Academy
In this episode of The Australian Finance Podcast, Gemma Mitchell is joined by Tahli — educator, retirement specialist and one of Rask's Senior Financial Advisers.
After working with hundreds of Australians approaching retirement, Tahli has seen the same patterns over and over again. Most people feel unprepared. Many feel intimidated by the jargon. And almost everyone worries they’ve “left it t
Do this now for a great 2026
In this Australian Finance Podcast episode, your hosts Pete Wargent of Allen Wargent Property Buyers and Gemma Mitchell from Rask discuss how to make 2026 your best financial year yet.
Here’s what they cover:
-Starting now
-Clean up old bank accounts, companies, and brokerage accounts
-Choose one thing that’s stressing you out now and tackle it
-Keep a net worth tracker
Resources for th
BGBL v GGBL, Gearing 101, and debt inside Super
In this Australian Finance Podcast episode, your host Owen Rask chats with Cameron Gleeson, Senior Investment Strategist at Betashares, to break down the concept of gearing using ETFs. Together, they explore:
– What gearing means in a finance and ETF context
– How Betashares Wealth Builder ETFs use leverage
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