The Broke Generation
A feel-good finance podcast that offers frank and honest money conversations along with practical tips to help listeners improve their financial habits.
Episodes
The importance of financial literacy before homeownership: Reddit Rants, with Tash Etschmann
In this episode I'm joined again by Tash Etschmann from Tash Invests to dissect a particularly eye opening mortgage misconception I found on Reddit. A true lesson in why financial literacy and mortgage education should be a duty of care from lenders to would-be mortgage holders, we unpack how one first home buyer thought they were going to be making repayments at over 90% of their take home pay af
Why having a "financial compass" will set you up for success
In this episode, I explore how replacing a rigid financial map with a values-driven compass can transform the way you manage money. Rather than chasing fixed numbers and linear plans, I share why understanding your deeper values leads to better financial decisions — especially in a world where careers, costs, and life circumstances are constantly shifting. Key takeaways: Why rigid financial
How do we balance lifestyle creep with still enjoying our money? With Tash Etschmann
In this episode I'm joined by Tash Etschmann of Tash Invests to discuss the concept of lifestyle creep versus values-based spending, and how we keep on top of small expenses adding up while still enjoying our money and experiencing life now. Inspired by my recent $21 spend on coffee and hash browns on hotel room service, we unpack value versus values, the psychological concept of category limits,
Why the “pointless phase” is a critical part of any goal
In this episode I'm talking about a VERY important part of any goal: the pointless phase (don't worry, I'll explain). Nobody ever speaks about this aspect of personal finance, and often the advice we hear is coming from people on the other side of that struggle, leaving us psychologically disconnected from what we're being told. When we learn to recognise the pointless phase when we're in it, we c
The Monthly Wrap May
Another month has flown by so let's take a look back at what went down in my life, money and business in May! Thank you as always to PocketSmith for being the official sponsor of The Monthly Wrap. Head to www.pocketsmith.com/thebrokegeneration to get 50% off your first two months of PocketSmith's Standard plan.See omnystudio.com/listener for privacy information.
Why did trying become uncool?
There's a creeping cultural narrative that ambition is cringe, having goals is naïve, and if you're still trying to get ahead financially or professionally, you've somehow missed the memo that everything is pointless. And I get it. The disillusionment is real and it's earned. The system has genuine problems. But somewhere along the way, valid critique of broken structures has quietly morphed
The power of financial self awareness
Money is one of the last areas where we resist turning inward — and it's costing us. In this episode, I'm digging into why financial self-awareness is the missing piece for so many of us who feel stuck with money. We talk about pop psychology, the shame avoidance cycle, and why our brains are wired to work against us financially. The human brain isn't rational, and pretending money is just m
A deep dive into the Australian Government 5% Deposit Scheme and Australian Government Help to Buy Scheme
The Australian Government 5% Deposit Scheme and the Australian Government Help to Buy Scheme are two different pathways to homeownership for Australians – but do you know the difference between the two? If you're buying a home in the near future, these schemes may be relevant to you, and may support or shift the way you approach home buying. I've deep dived into both schemes, including the b
The Monthly Wrap April
Trigger warning: this episode contains discussions around pregnancy and fertility. Back again with another Monthly Wrap sharing what's been going in my finances, and a look at what's going down in life, money and business. Plus, I share some personal news that I've been keeping under wraps for a while! Mentioned in this episode: Manners London trousers*: https://go.shopmy.us/p-51197832 Reci
Why shifting from an "I can't because..." mindset to an "I can because..." mindset will change your finances immediately
A rainbow literally appeared while I was speaking to you in this episode and if that's not a sign to open your mind up to all the ways you maybe CAN do the thing your brain is telling you you can't, I don't know what is. In this episode I take you through a simple mindset shift that'll take you from fixed, restrictive thinking to a mindset of possibility and opportunity – and you'll ba
10 MORE ways to upgrade your life and feel like a baddie (without spending a fortune)
One of your MOST LOVED eps from last year was all about upgrading your life without spending a fortune, so I'm back with more ways to do exactly that. From what you drink your morning coffee out of, to how you unwind when you're stressed, these 10 little upgrades are absolutely overflowing in lifestyle value and bang-for-buck.See omnystudio.com/listener for privacy information.
How to create money rules to simplify your financial mental load
Ever feel like your brain is constantly running a background tab called "am I spending this right?" This episode is all about quieting that noise. Money rules can help you simplify your financial decisions and allow money to be a resource in your life. Instead of relying on willpower in the moment, your 'personal policies' let you pre-decide, so your future self doesn't have to. In this episode, w
The Monthly Wrap: March
Welcome back once again to The Monthly Wrap: what's been cracking in life, money and business over here at Broke HQ. Thanks as always to PocketSmith for sponsoring this episode. Each month I'll take you through: The monthly mood: what was the vibe of my finances last month? An overview of the month in life, money and business RECEIPTS: where my money went, using my PocketSmith dashboard for insig
Don't doom spend right now – do this instead
In this episode I'm diving into the doom spending narrative that's spreading online, including why we're tempted to do it, why it's unhelpful, and what to do instead. ORDER THE WARDROBE PROJECT! Australia/NZ: https://amzn.to/3Jatx9x UK: https://shorturl.at/fKH5O Non-Amazon UK: Bookshop.org US: https://shorturl.at/9KNyb Canada: https://shorturl.at/P
How to manage your money and life like a business: build your financial EQ
In this episode I'm talking about a piece of advice that has come up over and over again in conversations about money in recent months, which is this: manage your money and your life like its a business and you're in charge. Developing emotional intelligence around your money is a critical part of being good with money – but we're not taught how to do it. Starting with this business-style ap
The Monthly Wrap: February in review
Welcome back to another Monthly Wrap episode thanks to my friends at PocketSmith. Each month I'll take you through: The monthly mood: what was the vibe of my finances last month? An overview of the month in life, money and business RECEIPTS: where my money went, using my PocketSmith dashboard for insights The money mirror: what was my transaction list reflecting back at me BOARD MEETING: business
Things you'll thank yourself for in 10 years, part 3
I'm back with a new instalment of my 'thank yourself in 10 years' series, so get your hot little butt out for a walk and listen to the next batch of stuff you can do to make life easier for yourself in a decade's time. Mentioned in this episode: How to like yourself part 1: https://open.spotify.com/episode/1SkrdHK8Nn4jpp38lfyJUE How to like yourself part 2: https://open.spotify.com/episode/4O7qzn
Pet Finances Miniseries: how to build a financial safety net for your pet, with vet Claire Jenkins
n this 3-part mini series I'm joined by vet and founder of VetChat, Claire Jenkins, to talk about the cost of pet ownership and how we can manage the cost of pet care amidst the cost of living crisis. These episodes feature insights from our pet owner survey, as well as tips, tricks and advice from Claire on handling the financial aspect of pet ownership. Episode 3 highlights: The cost of common
Pet Finances Miniseries: A vet’s advice on managing financial anxiety as a pet parent, with vet Claire Jenkins
In this 3-part mini series I'm joined by vet and founder of VetChat, Claire Jenkins, to talk about the cost of pet ownership and how we can manage the cost of pet care amidst the cost of living crisis. These episodes feature insights from our pet owner survey, as well as tips, tricks and advice from Claire on handling the financial aspect of pet ownership. Episode 2 highlights: Financial anxiety
Pet Finances Miniseries: Is pet insurance worth the cost? (and what to do if you don't have it) feat. vet and founder of VetChat Claire Jenkins
In this 3-part mini series I'm joined by vet and founder of VetChat, Claire Jenkins, to talk about the cost of pet ownership and how we can manage the cost of pet care amidst the cost of living crisis. These episodes feature insights from our pet owner survey, as well as tips, tricks and advice from Claire on handling the financial aspect of pet ownership. Episode 1 highlights: Is pet insurance r
What I learned during my SECOND year of not buying any clothes
In 2025 I committed going one whole year without buying clothes... for a SECOND TIME! In this episode I take you through what I learned, the challenges, the wins, and how it differed from the first time around. The Wardrobe Project group challenge is now open for enrolment for our next cohort starting March 1st, and early bird pricing is available until 12th Feb! Save your spot here: https://thebr
The Monthly Wrap: January
The Monthly Wrap is BACK, BABY!!! A loved episode format from many moons ago, I'm thrilled to bring back my monthly wrap up of goings on in my finances, life and business, in partnership with my friends at PocketSmith. Each month I'll take you through: The monthly mood: what was the vibe of my finances last month? An overview of the month in life, money and business RECEIPTS: where my money
A blueprint for your hottest money year ever
In this episode I take you through an epic guided framework to help you create a blueprint for your hottest money year ever. Combining both objective and subjective elements of your finances, this blueprint will give you a complete look at your finances and establish the most bang-for-buck areas to focus on in 2026. Mentioned in this episode: Payday routine episode: https://thebrokegeneration.com
Why self-pride should be your number one success metric for 2026
Welcome to 2026!! In this episode I'm unpacking the power of pride (and the momentum it generates) in your personal finances and exploring what we can do to make ourselves proud this time next year. Mentioned in this episode: Reflect & Reset | The two part workshop: https://thebrokegeneration.com/product/reflect-reset-2025/ ORDER THE WARDROBE PROJECT! Australia/NZ: https://amzn.to/
Where my money went in 2025 and where I want it to go in 2026
BOOM we are hitting the ground running this January with a red hot look at where I spent my money in 2025 and what my plans are for it in 2026. Special thanks to PocketSmith for making this episode possible. Visit www.pocketsmith.com/thebrokegeneration to get 50% off your first two months of PocketSmith's foundation plan. ORDER THE WARDROBE PROJECT! Australia/NZ: https://amzn.to/3Jatx9x 
26 goals for 2026
It's that time of year again! Join me as I rattle through 26 goals for 2026, in the realms of money, business, health, and happiness. ORDER THE WARDROBE PROJECT! Australia/NZ: https://amzn.to/3Jatx9x UK: https://shorturl.at/fKH5O Non-Amazon UK Preorder: Bookshop.org US: https://shorturl.at/9KNyb Canada: https://shorturl.at/PgcJx ORDER MY FIR
End of year guided money reflection
Welcome to the annual TBG end of year guided money reflection! Grab your notebooks, pour yourself something tasty, and buckle in for a series of reflective questions about your year in money. Want more? Dive deeper with my two part workshop series, Reflect & Reset, available instantly on demand, with a Money on a Page worksheet to complete between sessions. https://thebrokegeneration.com
GOAL REVIEW: 25 goals for 25
It's that time of year! Join me as I review my 25 goals I set for 2025 and cover off which ones I achieved, which ones I didn't, and what I learned along the way. Mentioned in this episode: The spending trap of thrifting: https://open.spotify.com/episode/1ytJRW47lzqxfzWJT9x1SG?si=3A7SSXmySauLAPH95zz8CA ORDER THE WARDROBE PROJECT! Australia/NZ: https://amzn.to/3Jatx9x UK: h
Reviewing the best points and rewards programs in Australia, with Tash Etschmann
In this episode I'm joined by Tash Etschmann (@tashinvests) for a chat about all things POINTS! We unpack everything from Qantas versus Velocity for frequent flyer points, Everyday Rewards vs FlyBuys, and other programs that offer added benefits. Join me as an Everyday Extra gal here: https://rewards.app.link/wc7wWEYYoOb ORDER THE WARDROBE PROJECT! Australia/NZ: https://amzn.to/3Jatx9x
A week in our wallets: The Comments Section with E & V
We're back again with another week in our wallets brought to you by PocketSmith. This week Victoria galivants around Japan while Emma has a low key week of hustling. Head to www.pocketsmith.com/thebrokegeneration to get 50% off your first two months of PocketSmith's foundation plan.See omnystudio.com/listener for privacy information.
How to make 2026 the year you get engaged with your superfund, with AustralianSuper
In this episode I'm joined by Kim Heironymous, education manager at AustralianSuper, to talk all things superannuation and how to get engaged with your superfund for the benefit of your future self. Highlights: Understanding how super contributions work How you can make up for years of low/no super How spousal splitting and co-contributions can help you level the super playing field in your relat
A week in our wallets: The Comments Section with E & V
Welcome back to another episode of A Week In Our Wallets, this time brought to you by our fabulous friends at PocketSmith! Head to www.pocketsmith.com/thebrokegeneration to try PocketSmith for yourself. See omnystudio.com/listener for privacy information.
5 things you'll thank yourself for in 10 years PART TWO
Welcome back to things you'll thank yourself for in 10 years. If you haven't listened to part one yet, go and do so. This week I'm diving into more small things you can do for your life, health and finances that you'll thank yourself for in the future. Share this with someone you think will enjoy it! See omnystudio.com/listener for privacy information.
How to not overspend this Black Friday
Welcome to the annual Black Friday episode where I take you through my observations on the sales sentiment this year, comb through retail reports on what the industry is seeing, and of course, leave you with my top tips, mindsets to embrace and traps to avoid to ensure you're happy with your spending by the end of it all! See omnystudio.com/listener for privacy information.
The Wardrobe Project is HERE! Book release special + sneak peek
It's officially release day for The Wardrobe Project (in Australia, anyway!). Rest of world, you're only about a week or so away! In this special release day episode I take you through a bit about the writing process, my 5 favourite things about the book, and a sneak peek reading of a few pages. Get your tickets to one of the launch events below – I can't wait to see you! Melbourne: https://
Repaying debt, doubling your salary, and striving for success when the tide is against you, with KJ Kasuka
WE'RE BACK BABY!!!! In this episode, I'm joined by KJ. a passionate financial advocate openly sharing her financial journey. KJ discusses her experiences migrating to the UK from Zambia aged 7, detailing her struggles and triumphs with debt management and living her 'best boujiest life' while building financial confidence. From her educational background in law to a rewarding consulting career, he
5 things you'll thank yourself for in 10 years (part 1)
In part one of this new series, I'm sharing a raft of things you'll thank yourself for in 10 years. No matter what age or stage of life you're at, there's something to be said about doing something now that'll pay off in the future. Often we wait around for the perfect time to start something, only to realise that the years have passed anyway, and we'd be so much further along with something if we
The podcast is taking a short break!
A short message from Emma to let you know the podcast is taking a teeny tiny 2.5 week break to catch up on editing and making the show the best it can be for your favourite months of episodes: December and January! Here are five of the greatest hits episodes from the back catalogue to listen to while I'm gone: 3 things that fundamentally changed my finances forever 10 things to do instead o
How to handle expensive gift-giving traditions in families and friend groups
This was a hotly requested episode as we hurtle closer towards gift-giving season, so settle in for a deep dive into why gift giving is its own unique taboo, and some strategies for addressing expensive traditions or norms. PREORDER THE WARDROBE PROJECT! Preorder in Australia/NZ: https://amzn.to/3Jatx9x Non-Amazon AU/NZ Preorder options: Booktopia Preorder in the UK:&n
The hidden spending trap of thrifting (and how to do it mindfully!)
In this solo episode I'm talking all things THRIFTING! Shopping second hand can feel like the perfect loop hole for your little treats, without breaking the bank or the environment. But the guilt-free dopamine dispenser of shopping second hand, whether on apps like Vinted and Depop, or in op shops, charity shops and vintage stores, can lead to unhelpful behavioural cycles that leave you with more
How to use the "One Win Rule" to break unhelpful money patterns
In this solo episode I'm sharing with you the One Win Rule: a framework I developed to help you connect your beliefs and behaviours in order to break unhelpful money cycles. Whether you keep spending money when you don't plan to, or you feel like you'll never get ahead at work, or you feel like your business/side hustle is failing, the "One Win Rule" can help you intercept any pattern using princi
Emma's Dilemma: HELP! I stopped buying clothes, but kept spending everywhere else...
Welcome back to another Emma's Dilemma. Today we're unpacking a curly one about what happens when we cut off one area of spending... but just spend the same amount in another area. In this episode I dive into: The difference between being pulled to spend on one specific area vs spending as a behaviour more generally An exercise to understand the unmet needs we might be responding to with spending
Why following up with yourself is the ultimate behavioural hack (and how to do it!)
In this episode I take you through the concept of "following up" with yourself, and how you can use it to change your behaviour in a way that ACTUALLY works for your brain, rather than against it. PREORDER THE WARDROBE PROJECT! Preorder in Australia/NZ: https://amzn.to/3Jatx9x Non-Amazon AU/NZ Preorder options: Booktopia Preorder in the UK: https://shorturl.at/fKH
Emma's Dilemma: how do I manage competing life priorities when everything feels messy?
Welcome back to Emma's Dilemma, where I take your dilemmas and answer them with piping hot advice on life and money. Today's dilemma is all about untangling that overwhelming feeling of having competing priorities and deciding which direction your life is going to go in next. In this episode, we cover: "Holding space" for that feeling of overwhelm Addressing what we're avoiding by allowing
Can I buy a home if... my income is going to change soon? With Kobe Clarke-Jacobs
Welcome to the final episode in our 3 part mini series with mortgage broker, Kobe Clarke-Jacobs. In this final instalment we're debunking how a change in income or circumstances changes and impacts your ability to buy a home. Whether you're planning on going on parental leave, taking a pay cut or changing jobs or industries, you'll find all the home loan insights you need in this nifty ep. Where t
Can I buy a home if... I'm self employed? With Kobe Clarke-Jacobs
In this episode we're debunking the myth that it's too hard to buy property if you're self employed, freelance or run your own business. Mortgage broker and friend of the pod Kobe Clarke-Jacobs breaks down what you need to know, how lending works for self employed earners, and why you don't need to buy into the lie that it's too hard to borrow. Where to find Kobe: Instagram: @financewithkobe TikTo
Can I buy a home if... I'm single? With Kobe Clarke-Jacobs
Welcome to a hot new little mini series with mortgage broker, Kobe Clarke-Jacobs, where we debunk the reasons you might think you can't buy a home, and break down how we go about buying if we're in some of those scenarios. First up: we're looking at you, single pringles. Buying solo gets a bad rap, but it's absolutely possible, and in this episode, Kobe explains how. Where to find Kobe: Instagram:
Business BTS: what's been happening at The Firm
Hello shareholders and welcome to the Broke HQ Annual General Meeting (read: very yappy, chatty podcast giving you a behind the scenes look at what's been happening at The Firm, Broke HQ). PREORDER THE WARDROBE PROJECT! Preorder in Australia/NZ: https://amzn.to/3Jatx9x Non-Amazon AU/NZ Preorder options: Booktopia Preorder in the UK: https://shorturl.at/fKH5O Non-A
What really happens after a year of not buying clothes? The Wardrobe Project Mini Series
Welcome back to episode 3 of The Wardrobe Project mini series! For our final episode I'm talking about the other side of the coin: what happens when you complete a year long experiment to not buy a single item of clothing? How does it feel? Did anything change? And what is life like on the other side of an obsession with clothes? I tell all in this final episode of the series. Mentioned in this ep
10 motivators of irrational clothing spending: The Wardrobe Project Mini Series
In episode 2 of The Wardrobe Project Mini Series, I'm taking you through 10 things that drive irrational clothing purchases, and why we're so often left feeling like we have nothing to wear despite staring at a wardrobe full of clothes. From emotional soothing, to dopamine-seeking, to misattributing the feelings of shopping, there are so many nuggets to explore in this episode. If you enjoy it, yo
5 things that made me want to change my relationship with buying clothes: The Wardrobe Project Mini Series
WELCOME TO THE WARDROBE PROJECT MINI SERIES, BABY! In celebration of launching my upcoming second book, The Wardrobe Project, this mini series will give you a little taster of the contents of the book and the year challenge I set myself to not buy clothes. In this first episode we're breaking down the 5 key things that made me want to investigate my clothes buying habits, from money leaks and emot
The great "lock in" of 2025: how to design your own blueprint for September to December
Everyone's talking about "locking in" and setting up their September to December sprint. So as always I'm here to be your brain-obsessed behavioural guide to designing your own lock in that doesn't leave you borrowing inspiration from everyone's TikToks. In this episode, I cover: How to get double the progress for half the effort by borrowing motivation from another goal Choosing your focus
5 money conversations that'll start to shift your financial perspective and self-understanding
In this solo episode I'm taking you through 5 powerful money conversations to have with people in your life that will rock your relationship with money, shatter your limiting beliefs and shift your self-understanding into lightbulb moment territory. Come on retreat with us this November 20th - 23rd in Samford, Queensland! Spend 4 days at our luxury retreat centre and have meaningful money co
Why September is the best time to work on your money goals (and how to make the most of it)
In this solo episode I’m sharing why September is my FAVE month for working on your financial goals, and offer you a hot little plan to see you to the end of 2025. Highlights: Why motivation is higher in September than January, and why landmarking our pursuits of change is helpful The power of a shorter runway to success The value of imminent reward The 3 Ps of short deadlines: procras
3 things that fundamentally changed my finances forever
In this solo episode I'm taking you three behavioural turning points that fundamentally changed my finances forever. From identifying cycles that are keeping you stuck to always investigating the beliefs that your behaviour is upholding, this punchy ep is a masterclass in owning your own financial mindset and making positive change. PREORDER THE WARDROBE PROJECT! Preorder in Australia/NZ: ht
A week in our wallets. Cat food, charcuterie and a gastroscopy: The Comments Section with E&V
Welcome back to another week in our wallets, where we take you through what we spent in a week, why, and how we felt about it after. Where to find Emma Website: https://thebrokegeneration.com/Instagram: https://instagram.com/the.brokegenerationTikTok: https://www.tiktok.com/@the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset
Grow your money mini series: Risk management, with Jess Brady
In this final episode of my mini-series with financial advisor Jess Brady, we dive into the crucial but often overlooked topic of risk management and insurance. Jess shares her personal experience of becoming uninsurable and making insurance claims, highlighting why timing matters when it comes to protecting your financial future. We explore the different types of insurance available and how to ba
Grow your money mini series: Building your Freedom Fund, with Jess Brady
In this second episode of my mini-series with financial advisor Jess Brady, we explore the concept of a "Freedom Fund" and why investing doesn't have to be about becoming ultra-wealthy. Jess breaks down how to reframe investing as a tool for creating choices and opportunities in your life, rather than just chasing passive income. We discuss the psychological barriers that keep people from starting
Grow your money mini series: Your "money memoir", with Jess Brady
In the first instalment of this three-part mini series, financial adviser and educator Jess Brady shares candid insights into her journey, experiences, and expertise. This episode sets the tone for an inspiring and practical series, where Jess unpacks lessons learned from building a career in finance, running her own business, and empowering others to take control of their money. Episode 1 f
Trust funds, financial secrecy, and the pros and cons of financial transparency: The Comments Section with E & V
In this episode we dissect the dynamic between a trust fund kid and a minimum wage worker, as depicted in a recent video by @Cut on Instagram: https://www.instagram.com/reel/DMx7GErP_QE/?igsh=MXZjcXVuNzVwb29qbg%3D%3D We explore why the rich feel the need to be vague when asked about their wealth, whether financial transparency more broadly is always a good thing, and the ways in which money
The cost of being cool: do old wounds die hard?
In this voice-note style ramble, I unpack how the elusive idea of being "cool" can impact the way we spend our money, particularly if we've got old wounds from not being one of the cool kids in high school. From expensive hobbies to dressing for who you wished you were, there's still something so idealised about being "cool" even as an adult, and as years rattle by and we we ride the ups and downs
A week in our wallets: The Comments Section with Emma & Victoria
New episode style alert! Join us as we take you through a week in our wallets: what we spent, why, and how we felt afterwards. You might love it, you might hate it, but we'll never know if we don't give it a whirl. Whack this on while driving, cleaning the kitchen or on your walk around the block when you hit your limit on work BS. Like it? Slide into our DMs to let us know you want more! Se
10 things to do instead of self-soothing with spending
This solo episode tackles the familiar feeling of wanting to self-soothe with spending - those moments when you're hurtling toward an "I need a little treat" purchase. I'm sharing 10 practical alternatives that combine behavioural redirects (techniques to help you move through the urge) and behavioural replacements (activities to focus on instead). Whether you're stress shopping, doom scrolling in
THAT'S JUICY: Surviving ovarian cancer in your thirties, with Chloe Adams
Content warning: this episode discusses themes of cancer, mortality and fertility. Welcome to another episode of That's Juicy and this week we have a very special guest, friend and colleague of mine, Chloe Adams from PocketSmith. Chloe joins us to share her experience of being diagnosed with ovarian cancer in her thirties, despite having said two weeks prior that she was the healthiest she's ever
Old money, quiet luxury, and the subtle erasure of women's individuality: The Comments Section with E & V
The title of this episode is far more intellectual than the contents of it. You have been warned. Where to find Emma Website: https://thebrokegeneration.com/Instagram: https://instagram.com/the.brokegenerationTikTok: https://www.tiktok.com/@the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.
Emma's Dilemma: "Should I spend all my money now and just enjoy life so I don't have regrets?"
Welcome back to another Emma's Dilemma episode where I address burning dilemma's from listeners. Today we have an absolute zinger: should I spend all my money now so I don't have regrets later? Good question. Should you? Watching the world collapse around us naturally creates a fear response in our minds, so it's tempting to make decisions like this to feel like you're empowered and in contr
Tips for surviving and thriving as chaotic queens: The Comments Section with E&V
Join us as we share our best life hacks for surviving and thriving in chaos, as we do best. From Victoria's "end of trip" routine to Emma's lanyard obsession, we hope you'll find something in this episode that'll make your life a little easier. Plus, we discuss this year's upcoming Prime Day sale and share our best advice for savvy sale shopping. Products mentioned in this episode*: Kindle in "mat
Mid year check in: 25 goals for 2025
It's that time of year again! Let's check in with how I'm getting on with the 25 goals I set for 2025, and whether I'm moving in the right direction to tick them off.See omnystudio.com/listener for privacy information.
Mid year money reset: guided review + reflection
This episode is a recast of my annual guided mid year money review that is PERFECT for taking stock of where you're at as we close out the first half of 2025 and look ahead to what's to come. Even if you've heard this 5-step review process episode before, I encourage you to listen again with this year in mind. These things are always different every time we do them! The goal of this guided m
Qantas plane food, expensive suitcases and travel hacks: The Comments Section with E&V
We're back with another 20 minute timer episode – this time we're trying to share our best travel hacks, but end up spending way too long talking about our Qantas plane food bingo before our booking in the recording studio was up. We'll finish giving you our best hacks another day, promise! See omnystudio.com/listener for privacy information.
Birthday episode: 5 money lessons I've learned from my 30s so far
It's Gemini season, which means it's my birthday month, and so it's time for one of your favourite episodes: the birthday ep! Usually, I do something like 30 things I've learned by 30, but now I'm 34, it's getting HARD to come up with 34 things. So instead, I'm taking you through 5 big lessons from my thirties in general, now that I'm well and truly settled in, buckled up and hurting towards my mi
BNPL on food delivery + the hell of convenience culture- The Comments Section with E&V
We set a 20 minute timer and yap about the recent news around Buy Now Pay Later becoming available for food delivery in the US, what this means from a social and financial perspective, and the broader context of our culture of convenient food delivery.See omnystudio.com/listener for privacy information.
Emma's Dilemma- should I spend a voucher, disappointing purchases, and wanting to buy on a no-buy
Welcome to a new segment of the podcast, Emma's Dilemma! In these bitey eps I'll be answering your dilemmas with my behavioural and psychological wisdom. This week we're unpacking the dilemma of whether or not to use a voucher or a store reward, what to do when a considered purchase ends up being really disappointing, and what happens when you're on a wardrobe no-buy but you hate everything you ow
Could you live without money? The Comments Section with E & V
Earlier this year, The Guardian published an article on Jo Nemeth: the woman who lives without money. Instead of engaging in paid work and using that income to pay for goods, services and shelter, she contributes to an intergenerational household with unpaid labour. In this episode, we unpack the concept of living without money, including whether it's a giant leap forward to a society less h
Managing spending when your mental health is slipping
In this episode I share 6 tips on what to do when life is life-ing and all you want to do is avoid, sabotage, and spend all your money on things you know you don't need. I take you through a recent personal experience of feeling too overwhelmed to do the right thing for my finances and how I got myself out of that without shame or guilt. Highlights: Treating your emotions like they're a toddler h
Is "temu culture" destroying our relationship with money? The Comments Section with E & V
We're baaaaaaack! Well, kinda. While we're not back for a proper new season of The Comments Section, we've got a few special edition yaps that we'll be dropping for your listening pleasure over the coming weeks. Not a full meal, but a tasty morsel that leaves you wanting more (we hope). In this episode, we're building on a topic we discussed at Victoria's recent book launch in Perth: is "Tem
THAT'S JUICY: navigating life's curveballs when buying a home, with Jess Bailey
In this 'That's Juicy' episode, I chat with mortgage broker Jess Bailey about the human side of home buying. We explore how personal circumstances shape financial decisions and how brokers can advocate for clients whose situations fall outside traditional lending norms. Episode Highlights: The reality of social media credit card points discourse versus actual travel rewards How having chil
Financial behaviour hacks to make money simpler, part 2
In this follow-up episode, I share four more behavioural hacks to make managing money feel easier and more enjoyable. I explore psychological approaches that can transform your relationship with budgeting and saving while still living a life you love. Episode Highlights: Why building small joys into your budget is essential for long-term financial success Creating a "dream budget" as a too
What's your "silent dream" and are you ready to address it? With Tash Etschmann [RETREAT SPECIAL]
Welcome to a 3-part mini series to celebrate our upcoming retreat in partnership with Yogable, The Money Sleepover this June! In episode one, we're giving you a taster of the types of money conversations we'll be having at the retreat and the type of vibe you can expect, by discussing the concept of a "silent dream". You know, that thing you always kinda wanted to do but think it's too late or tha
FRIDAY FAVES: how to break the clothing spending cycle
In this top loved episode I'm chatting about one of your FAVE topics on the pod: clothing spending. Oh, it's such a beast, isn't it?! If you relate to the feeling of outsourcing your identity to consumption, you'll love this episode. GET YOUR TICKETS TO MASTER YOUR STYLE MASTER YOUR SPENDING! https://www.trybooking.com/events/landing/1379832?embed Join the waitlist for next round of The Ward
