Chill & Prosper with Denise Duffield-Thomas
Chill & Prosper is a weekly podcast hosted by money mindset mentor Denise Duffield-Thomas. Each episode explores money mindset, clearing money blocks, and building a healthier relationship with wealth. Denise shares practical advice and insights to help listeners feel calmer and more confident about money.
Episodes
How Manifesting Actually Works: The Practical 5-Step Process
In this week's Chill & Prosper I'm breaking down exactly how manifesting works - my practical five-step process that I've been using and teaching for years.
When Manifesting Goes Wrong: Your Questions Answered
In this week's Chill & Prosper I'm answering real questions about what goes wrong with manifesting, why it produces random or unsatisfying results, and what to do about it.
Re-Release: Practical Steps for Better Manifesting
This week on Chill & Prosper I'm re-releasing one of my most loved episodes - Practical Steps for Better Manifesting.
I originally recorded this after a conference where person after person came up to me and said that Lucky Bitch was their favourite of my books, specifically because of how it explained the actual work behind manifesting. Not the woo-woo version. The version where you set a cle
More Money, More Problems? Facing Your Fear of Success
Here's a fear most entrepreneurs won't admit to.
Not the fear of failure. The fear of success.
The unspoken worry that if things actually went well - if you made more money, if you grew bigger, if you actually hit that goal - something else might fall apart.
What if I attract attention from the tax man and get into trouble?
What if my friends resent me for earning more than them?
What if
Your Spooky Questions Answered: Burnout, budgeting and cash flow
In this week's episode of Chill & Prosper I'm answering real questions from our community about money fears, because you're probably not the only one sitting with them.
Scary money conversations made easy
In this week's episode of Chill & Prosper I'm talking about how to have the money conversations that feel most frightening, because avoiding them isn't free. It costs you time, money and energy every single day you put them off.
Spirituality and Money: How to embrace both without the guilt
October is here, which means Halloween is just around the corner and this month we're talking about money fears.
The scary ones and the ones that feel more like guilt or discomfort than outright terror.
And one of the most common ones I see, especially in caring, spiritual, purpose-driven people, is this: the belief that wanting money is somehow unspiritual. That charging for your gifts is wro
Hidden Money Treasures: Finding the money that's already there
What if you didn't need to work harder or find new clients or create something brand new?
What if the money you're looking for is already there, waiting in places you haven't looked?
That's what this week's Chill & Prosper episode is all about.
Simple systems to make you money
Guess what? I’m not organized.
I forget things. I get overwhelmed. When I feel scattered, my instinct is to buy a new container and convince myself that will fix everything. It does not fix everything.
And yet somehow I've been consistently showing up in my business since 2009. Consistently posting. Consistently podcasting. Consistently making offers and making money.
The secret isn't discip
The money you're losing without realizing it
In this week's episode of Chill & Prosper, I'm talking about the hidden money leaks in your business, because fixing them isn't just about saving money. It's about clearing the energy blocks that are keeping you stuck.
Why do bad things keep happening to me
Can I ask you something?
Is there a pattern in your business or your life that just keeps showing up?
A type of client who always takes advantage. A launch that always seems to go sideways at the last minute. A relationship that keeps following the same painful script. Money that arrives and then disappears before you can do anything with it.
If so, this week's episode of Chill & Prosper
Why staying underpaid feels safer (and how to change it)
In this week's episode of Chill & Prosper, I'm getting into the real reasons undercharging feels so sticky, because this is one of the most common and most painful things I see, especially in women who got into business to help people.
Mindset & Unworthiness: How to Feel Worthy of Good Things
This week's episode is a personal one.
Because feeling unworthy isn't just a mindset problem. For a lot of us it's something that started really early. Something that got embedded in our bodies before we even had words for it.
I grew up with a very young mum, and I think I arrived in the world already carrying a little feeling of not quite belonging. And then there was the undiagnosed ADHD.
What choosing yourself actually looks like in business
Here's a question I want you to sit with for a second.
When did you last make a business decision based entirely on what YOU needed?
Not what your clients want. Not what your competitors are doing. Not what you think you should want. What you actually need, in this season of your life and business.
Because that's what choosing yourself really looks like. And it's a lot more practical than it
You are worthy of more: how to feel it, not just know it
You don't have to earn the right to want more.
You don't have to wait until you've fixed everything, lost the weight, hit the revenue goal, sorted out the team, cleared the debt, or finally stopped procrastinating.
You're allowed to feel worthy of more right now. Exactly as you are.
In this week's episode of Chill & Prosper, I'm talking about worthiness.
Because from working with thous
Future-Proofing Your Business Without Being Scared of AI
In this week's episode of Chill & Prosper, I'm talking about how to future-proof your business in the age of AI without spiralling into fear, because the skills that matter most are the ones technology can't replace.
Subtle ways money blocks show up in your business
Money blocks don't always show up as obvious sabotage.
Sometimes they look like generosity. Like being affordable. Like working really hard to earn your money. Like staying loyal to clients who've outgrown your boundaries.
The sneaky ones are the hardest to spot.
Because they feel completely reasonable. They even feel like good values.
In this week's episode of Chill & Prosper, I'm ta
7 money stories that keep entrepreneurs broke
In this week's episode of Chill & Prosper, I'm sharing seven of the most common money stories I see keeping entrepreneurs underearning, because until you can see the story, you can't rewrite it.
The 7 Most Common Money Blocks and How to Clear Them (Free Workshop)
Are you doing everything right in your business but still hitting an invisible ceiling on your income? In this episode, Denise walks you through the 7 most common money blocks she sees in entrepreneurs — and more importantly, what to actually do about each one.
These blocks rarely look like blocks. They look like generosity, caution, thoroughness, or just not being quite ready yet. But they're qu
Money mindset at every income level
Here's something I want you to hear.
You don't reach a certain income level and suddenly have it all figured out.
The money mindset work doesn't stop at six figures. It doesn't stop at seven. It just... evolves.
Sometimes it's new challenges you've never seen coming. And sometimes, honestly, it's the same old stuff showing up again and going: hi, remember me?
In this week's episode of Chil
Top 5 money blocks keeping entrepreneurs stuck
In this week's episode of Chill & Prosper, I'm walking through the top money blocks I see keeping entrepreneurs stuck, because whenever you hit a plateau, it's always worth going back to the basics and asking: where have these old stories crept back in?
How to scale without burning out
In this week's episode of Chill & Prosper, I'm sharing what actually helped me scale my business to multi-millions, especially once life got fuller and I had to stop pretending I could do everything myself.
What to fix when your business isn’t growing
Inside this episode, I’m sharing the first things I’d look at if your business feels stagnant.
Because often, small shifts can completely change how your business feels.
And honestly?
Sometimes one boundary email changes everything.
Growing your business without credit cards or loans
Today’s podcast episode is a topic that doesn’t get talked about enough in the online business world.
How to grow your business without getting yourself into debt.
It’s honesty month here in Lucky Bee land, so let’s be honest…
There’s a lot of pressure out there to:
put things on credit cards
join expensive masterminds
build fancy websites
create courses with huge production budgets
And
Honesty Time: Facing Your Numbers
In this week’s episode of Chill & Prosper, I’m talking about why facing your numbers can be one of the most empowering things you do in your business.
Not because I want you glued to spreadsheets.
But because clarity creates confidence.
Inside the episode, I share:
• what normal conversion stats actually look like
• how to stop wasting time on busywork
• why some entrepreneurs secretly avoi
Making passive income work for your personality
In this week’s Chill & Prosper, I’m unpacking why different money archetypes resist passive income in different ways - and how to work with your natural tendencies instead of fighting them.
ADHD, manifesting and running a business your way
Today’s podcast episode is a personal one.
I’m talking about ADHD and entrepreneurship - and sharing a bit about my own journey being diagnosed later in life.
For years I thought I was just disorganised.
I forgot my keys constantly.
I always felt behind.
And I often felt like everyone else had things figured out except me.
Then I was diagnosed with ADHD in my 40s.
And suddenly… things made sense.
Re-release: Understanding your customer's Money Archetypes
Let’s shift focus. Today we’re not talking about your money personality, but your customers.
It’s time to look at the type of customers you are and should be attracting and how this might affect your business.
Once you understand more about your customer’s Money Archetypes you can create more impactful marketing and more valuable support and products.
Why do you need to know this?
Well, marketi
Stop copying and start trusting yourself
Let’s talk about something a little uncomfortable - but incredibly common.
Copying other people.
Not intentionally. Not maliciously.
Just… unconsciously doing things the way your mentors, peers, or industry say you should.
In this week’s Chill & Prosper, I’m unpacking where copycatting shows up most often - and how to gently break free from it without shame or embarrassment.
Stop following business rules that don’t work for you
Today’s episode of Chill & Prosper is about something we’ve all experienced at some point.
Bad business advice.
Or at least… advice that didn’t work for us.
Because here’s the truth: there isn’t really such a thing as universally bad advice. What works brilliantly for one person might be completely wrong for someone else.
Your personality, your energy, your lifestyle and your season of life al
Finding the right support at the right time
Today I’m talking about masterminds, support, and community - what they actually are, when they’re useful, and when they’re not.
Stop overthinking your business decisions
One of the hardest parts of running your own business?
The decisions. So many decisions.
When you work for yourself, the buck stops with you. There’s no boss to ask, no one else to blame, and sometimes it feels like every decision lands on your desk.
No wonder so many entrepreneurs get stuck in analysis paralysis.
And this month we’ve been talking a lot about money sabotage, because second-guessi
How to take time off without everything falling apart
One of the biggest reasons people start a business is freedom - and yet so many of us feel less free than ever.
Guilty about resting.
Scared to step away.
Convinced everything will fall apart if we’re not there.
And here’s something that might be uncomfortable to hear: when we refuse to take time off, avoid delegating, or feel like everything depends on us, it can actually become a form of self-sa
How we sabotage ourselves - and how to stop
Let’s talk about money sabotage.
Not in a harsh, “what’s wrong with you?” way - but in a compassionate, this actually makes sense way.
In this week’s Chill & Prosper, I’m unpacking the sneaky ways we sabotage ourselves in business and money - often without even realising we’re doing it.
Menopause, money & changing seasons
Today’s episode is a little different, but so important.
I’m talking about money, business, perimenopause, menopause - and what happens when your body, energy, confidence, and capacity start to change.
This isn’t a medical episode. It’s a real life one.
Getting back on the mindset bandwagon
All month we’ve been talking about money mindset habits and creating supportive routines to attract more and grow your business.
But, if you’ve fallen off the wagon with your money habits… don’t worry, welcome to being human.
This happens to everyone - especially around this time of year, when January motivation has worn off and life has well and truly kicked in.
So in this week’s Chill & Pro
Monthly habits that build wealth over time
We’re continuing with our monthly theme of money habits and today I’m sharing some of my monthly habits with money.
I know this might disappoint you a little - but most success doesn’t come from one big moment, one viral post, or one lucky break.
It comes from small, consistent habits that quietly compound over time.
In this week’s podcast episode I’m talking about monthly money habits - the one
Daily mindset tricks that actually help
Spoiler alert; I’m not in the 5am club, I don’t meditate and I hate cold water!
You don’t need a rigid morning routine or constant zen to succeed.
Let’s be real - I’ve got 3 kids, a business to run, ADHD and peri-menopause.
So in this week’s Chill & Prosper, I’m sharing the real daily mindset tricks I use - the ones that are layered into my life, not forced or performative.
How to build consistency without burning out
Let me say this upfront:
Your business can be consistent even if you aren’t.
That’s not a contradiction - it’s actually the whole point of this week’s Chill & Prosper episode.
Today I’m breaking down exactly how I’ve created consistency in my business without working all the time, being “on” every day, or turning my life into content.
How childhood dynamics (and birth order) shape your money today
So much of how we relate to money today was shaped long before we ever earned a dollar.
In this week’s Chill & Prosper, I’m diving into childhood money stories - the subtle, often unspoken experiences that quietly influence how safe, worthy, and capable we feel around money as adults.
This is our final topic in Love and Money month and looks closely at how childhood and family relationships sh
Money, power & relationships: money mindset in love
Continuing this month’s theme of Love and Money, in this week’s podcast I’m answering your biggest questions about how money impacts love, partnership, and power dynamics.
How to feel safer and more relaxed around money
Today’s episode might feel a little different - but in a really good way.
I’m talking about becoming more magnetic to money… and yes, I know that phrase can sound a bit wanky. Stay with me.
This isn’t about pretending money doesn’t matter, manifesting from the couch, or forcing yourself to “love” money.
It’s about something much more practical:
👉 your relationship with money.
Can you have love and money? (Spoiler: yes!)
February is Love and Money month, so this week on Chill & Prosper, we’re talking about something that so many of us wrestle with: how money impacts our relationships.
New Year, New Price? How to raise your prices (even if you’re scared)
If you’ve been feeling a quiet nudge that your prices need to change - I’ve got a juicy bonus episode for you to dive into.
Honestly, there’s never a perfect time to raise your prices, but there are plenty of good reasons. And if you’re feeling that inner “this isn’t sustainable anymore” feeling… it’s worth listening to.
In this new Chill & Prosper ep, I’m talking about pricing - not just from
How to Stay Motivated All Year (Without Burning Out)
January can come with a lot of pressure to feel motivated, inspired, and ready to conquer the year.
And sometimes… that energy just isn’t there.
In this week’s Chill & Prosper, I’m talking about how to keep the New Year energy going all year - because your motivation will dip, and that’s completely normal.
Who’s on your support team this year?
If you started your business (or life) for freedom, but somehow ended up doing everything yourself… this episode is for you.
In this week’s Chill & Prosper, I’m talking about support - not just in business, but across your whole life.
Why small upgrades beat big goals every time
This month we’re talking about upgrades and goal setting and I know this makes some people freeze, procrastinate, or secretly worry you’ll disappoint yourself.
So, in this week’s Chill & Prosper, I’m talking about incremental upgrades - small, symbolic changes that help you grow without burning out or psyching yourself out.
How to set New Year goals that actually stick
January can come with a lot of noise.
Big goals. New planners. Hustle energy.
And a sneaky feeling that if you don’t get it right now, you’re already behind.
Let’s opt out of that.
In this week’s episode of Chill & Prosper, I’m sharing a much more realistic way to think about goal setting - one that actually works with your life, not against it.
Special Announcement: What’s new for 2026!
Here’s Our New Plan for 2026. You Need to Hear This.
This year, I’m introducing something brand new for our community: a full year of monthly money mindset themes to help you upgrade your money mindset, stay confident, and create more abundance in your life and business.
If the past couple of years have felt overwhelming, inconsistent, or energetically draining, you are not alone.
That’s exactly w
An End-of-Year Reset (How to actually make next year different)
As the year wraps up, there’s a lot of pressure to reflect perfectly, plan brilliantly, and magically reinvent yourself by January 1.
Let’s opt out of that.
In this week’s Chill & Prosper, I’m sharing a very real end-of-year reset - not about hustle or goals, but about permission.
Lessons in self-care: When the show doesn’t have to go on
In this week’s episode of Chill & Prosper, I’m sharing what happened last week when I pushed myself too hard, ignored my body, and had to make the heartbreaking (but powerful) decision to cancel plans to see Oprah.
Re-Release: Avoiding money triggers during the holidays
The holidays can bring up a lot around money - old stories, family patterns, comparison, guilt, pressure, overspending… sometimes all at once.
It’s meant to be a joyful season, but for many entrepreneurs it’s also overwhelming.
You’re navigating family dynamics, business decisions, boundaries, traditions, and your own money wounds - often while trying to stay calm and present.
So this week, I’m re
How to Outsource Without Guilt (At Home and in Business)
Do you find it hard to let go of control? To ask for help? To trust others with your business or your home?
As a Virgo Ruler, I know I do so in this week’s Chill & Prosper we’re diving right into it.
I’ve not always been good at outsourcing and I’ve never had a big time, but I’ve been very intentional about the type of support I’ve needed to grow my business.
Inside, I share:
✨ My journey w
Boundaries, Money Personalities & Business Growth: Your Questions Answered
Are you feeling drained from giving too much and struggling with boundaries?
Or feeling stuck and doubting your business will grow next year?
This week on Chill & Prosper, I’m answering these big questions and more
How to pick your niche and when to pivot
Ever feel like you’re second-guessing everything in your business? From your niche, to whether you’ve “failed” at a pivot, to buying yet another course?
In this week’s Chill & Prosper episode, I’m answering your juiciest questions, including:
✨ How to choose a niche (without boxing yourself in)
✨ What to do if your first pivot didn’t “work”
✨ Imposter syndrome + why more certificates won’t fix
Money Manifesting Challenge Step 5: Learn to Receive
What a week! We’ve come to Step 5 of the 5x5 Money Manifesting Challenge - but we’re just getting started!
Honestly, I think if you do NOTHING else, this step will still change your life and your money manifesting.
I used to suck at it, but I’m getting better every day.
Step 5 completes the manifesting circle and will help you welcome in the positive new energy and abundance the universe has in
Money Manifesting Challenge Step 4: Inspired Action
We’re flying through this Challenge together and we’re already onto Step 4!
✅ Negative beliefs decluttered
✅ Goals clearly defined
✅ Life full of positive anchors
Now what?
Step 4 is about getting some skin in the game with courageous and inspiring action.
Register for the Challenge at https://www.denisedt.com/challenge
Hope, fear and perfectionism: Money Mindset Q&A
Ever feel like fear, perfectionism, or money stress keeps holding you back? Or that you’re waiting for permission?
When there’s uncertainty in politics and the economy, it can feel easier to put your head in the sand than show up in your business.
And on this week’s Chill & Prosper episode, I’m answering your questions - including:
✨ How to chase a dream when the world feels uncertain
✨ Bala
Money Manifesting Challenge Step 3: Money Anchors
Woohoo! Welcome to Step 3 of our Money Manifesting Challenge. Today’s video is my FAVE!
This is perfect for you if you struggle to do the personal development things that you know you SHOULD do.
You know, like daily journaling or meditating.
I’ve never been good at those.
So Step 3 is designed to help you feel good NOW in that frustrating lag time between when you state a goal and when it shows
Money Manifesting Challenge Step 2: Get Specific
Yay! Here we go… Step 2!
Today we’re going to get specific about how much money you’d like to manifest.
I hope Step 1 really showed you that without decluttering your negative beliefs, you’ll constantly be fighting and sabotaging yourself...
Working on this step is a game changer because it stops you from unconsciously blocking your success.
Ok - let’s move on to step two, which sounds easy in t
Money Manifesting Challenge Step 1: Symbolic Decluttering
It’s time! The 5x5 Money Manifesting Challenge starts NOW!
Watch this video to find out about Step 1 of the money manifesting process and your actions for today.
Today’s step is Symbolic Decluttering!
Decluttering might sound simple, but it’s one of the most powerful ways to shift your energy and make room for more money.
Even if you’ve done it before, clutter always creeps back in and it can
Manifesting for Skeptics (Simple, practical tips that work)
Manifesting isn’t just woo-woo - it’s practical, powerful, and sometimes a little bit magical.
In this week’s Chill & Prosper, I share my favourite manifesting tools (yes, even if you’re a skeptic like me) and how they’ve shaped my life and business.
How to manifest money fast & your manifesting questions answered
This week’s Chill & Prosper is one of those jam-packed episodes where we cover everything from parenting to property - and how to manifest your desires when the pressure is on.
Dealing with haters and trolls (without losing your cool)
What if someone posts a nasty comment on your Instagram?
What if they make it personal—about your body, your face, or your voice?
And… what if that fear is stopping you from showing up at all?
It’s Spooky Season and haters and trolls are pretty scary, so in this week’s episode of Chill & Prosper, I’m talking about:
✨ How I handle haters, trolls, and Debbie Downers online
✨ The early w
What are you really charging for?
Ever worried that your book, your blog, or your freebies give away too much
Or wondered if people would really pay for what you do?
In this week’s Chill & Prosper, I’m unpacking the truth:
✨ Why people happily pay for experiences they could technically get for free
✨ What you’re really charging for (it’s rarely the PDFs or videos)
✨ The role of community, accountability, and spaciousne
Too young, too old, or just right? Age, money & imposter syndrome
Do you ever feel like you’re the wrong age for success?
Too young to be credible… or too old to stay relevant?
In this week’s Chill & Prosper Q&A episode, I’m tackling those fears (and more)
Self-doubt, shame and forgiveness
In this week’s episode of Chill & Prosper, we’re going deep on two things so many entrepreneurs wrestle with:
✨ Self-doubt (especially fears when trying something new)
✨ Money shame (especially around debt + taxes)
How Childhood Experiences Shape Your Money Mindset
Ever felt awkward setting your prices, chasing payments, or even just talking about money?
You’re not alone and you’re likely carrying money patterns from childhood.
In this week’s Chill & Prosper, I share:
How being told “money is rude” still makes it hard to talk prices today
Why allowance (or lack of it) creates guilt, rebellion, or over-correction
How divorce, alimony, and contrast growin
Tenacity, tea and the truth about product-based business
I love exploring money mindset across different industries and types of businesses. So today, I’ve got something unusual - a guest on the podcast with me to give you some real life tips from a product based business.
Let me introduce you to Becci Fowler, founder of The Tea Collective, a luxury tea brand here in Australia.
What to do before you raise your prices
Before you put your prices up, there are a few things you need to do first.
This week’s Chill & Prosper is all about tightening up money leaks, and creating boundaries that protect your time and energy - so you feel confident charging your worth.
Making Smart Choices: Spending, saving and budgeting
This week’s Chill & Prosper is all about making smarter, more aligned money decisions - without shame or restriction.
Behind the Scenes: What I actually use (and recommend)
People always ask me:
“What tools do you use?”
“What courses were worth it?”
“What do I really need to succeed in business?”
This week’s Chill & Prosper is your behind-the-scenes look at the exact tech, tools, courses, and mindset shifts that have helped me build and run my 7-figure business (with a small team and a big heart).
All your launch questions answered
If you’ve ever felt overwhelmed, confused, or downright scared about launching your course or program - this one’s for you.
In this week’s Chill & Prosper, I’m answering ALL your launch questions.
Whether you’re just starting out or have launched before and still feel unsure, you’ll hear practical tips, permission slips, and honest stories.
Re-Release: Jeff Walker on mindset, mistakes & million-dollar launches
What if your next launch didn’t have to be perfect… to be profitable?
In this special Chill & Prosper episode, I sit down with my friend and mentor Jeff Walker (creator of Product Launch Formula) to talk about:
✨ How he went from corporate “failure” to multimillion-dollar launches
✨ Why desperation can be a gift in business
✨ The mindset shift that helps you push through imposter syndrome
Re-Release: Launch tips nobody talks about
You’ve probably seen all the traditional launch checklists: emails, sales pages, social media, funnels.
But what about dog poop?
Childcare?
Pharmacy runs and frozen meals?
Yep. This month we’ve been talking about launching and how to remove the stress and overwhelm of the traditional launch model.
So I wanted to re-release a super popular past episode all about launch prep tips nobody talks about
How to stay positive when something in your business flops
Ever stared at your monthly numbers and thought, “Wait… where did all the money go?”
Or launched something and no one bought?
In this week’s episode of Chill & Prosper, I’m answering your questions about failure, staying positive, and low profit margins.
Can you be wealthy without creating an online course?
Everywhere you look, someone’s saying, “Create a course! Scale your time! Passive income!”
But what if that’s not your path?
In this week’s Chill & Prosper, I’m answering the question: Can you be wealthy without creating an online course?
Spoiler alert: YES.
Are you too old to follow your dreams?
Ever felt like you missed your window? Like you're too old, too tired, or too far behind to chase that dream?
This week’s episode of Chill & Prosper is your reminder that you’re not too old - and it’s never too late.
The truth about your money blocks (and what to do about them)
One comment, one shoe story, one moment - it all adds up.
Your cumulative life experiences, both conscious and unconscious, shape your mindset with money.
But sometimes you might feel resistance around money and not be sure why.
So, this week on Chill & Prosper, we’re digging into money mindset - specifically the hidden stories that shape how you earn, spend, save, and show up in business.
How to get out of scarcity mindset
Your mindset is sacred - so be mindful of what you're consuming.
If you're constantly hearing fear-based messages about the economy, it’s easy to internalize the collective anxiety.
This week on Chill & Prosper, I’m sharing how to:
✨ Stay grounded even when the world feels shaky
✨ Recognize when you’re absorbing scarcity energy that isn’t yours
✨ Protect your abundance mindset while still b
