SugarMamma’s Fireplay
Having been a Financial Planner for over 15 years, I have seen first hand how money problems can breed stress. Often, people make wrong money decisions because the world of finance can be intimidating and confusing. This podcast cuts through the jargon and provides practical, accessible financial education and empowerment - so you can build sustainable wealth and help achieve financial freedom. You will also hear real-life success stories from people who have transformed their finances and be empowered by valuable advice from industry experts. So join me for the start of a bold and brilliant financial future and growing community.
Episodes
Laura Paid Off Another $177,000 of Her Mortgage... Here's Exactly How - Secrets & Hacks
How She Paid Off Even More of Her Mortgage (An Inspiring Debt-Free Update) A few years ago, Laura from The Savvy Mam https://www.instagram.com/thesavvymam/ joined me on Fireplay to share how she and her husband paid an incredible $316,500 off their mortgage in just four and a half years. It quickly became one of our most inspiring conversations, proving that you don't need a huge incom
START HERE: Will My Super Last? How to Avoid Running Out of Money in Retirement
Will Your Super Last? How to Avoid Running Out of Money in Retirement One of the biggest fears Australians have about retirement isn't building enough super. It's running out of it. In this episode of Start Here, I answer a thoughtful question from a listener who is about to retire with almost $800,000 in superannuation but is worried it may not last. If you've ever wondered: Will
Why Money Is The #1 Cause Of Relationship Stress (And How To Fix It)
Why Money Is The #1 Cause Of Relationship Stress (And How To Fix It) Money touches almost every area of our lives. It affects where we live, how we raise our children, our lifestyle choices, retirement plans, career decisions and even our sense of security. It's therefore no surprise that financial stress is one of the leading causes of relationship conflict, with recent research showing that 71%
START HERE: Debt Free - Here is what to do next for long term financial success
Debt free. Savings in the bank. No financial stress. It sounds like the finish line. But for many people, it’s actually the beginning of a completely new financial chapter. In this episode of Start Here, I answer a listener’s question about what happened after she worked incredibly hard to pay off a significant amount of debt. Instead of feeling excited, she found herself feeling a lit
5 Changes We're Making To Our Financial Game Plan - Because of The Federal Budget
5 Changes We're Making After The Federal Budget The recent Federal Budget didn't change our financial goals... but it did change how we're thinking about achieving them. Over the past few months, Tom and I have been reviewing every part of our financial strategy. Not because we're panicking or abandoning our long-term investing philosophy, but because when tax laws and legislation change, it's wor
START HERE: Build Wealth & Financial Freedom Without Debt Recycling
Some people describe it as one of the most powerful wealth-building strategies available. Others say if you're investing in ETFs while still paying off your home loan without debt recycling, you're "leaving money on the table." But is that really true? In this Start Here episode, I answer a listener's excellent question about whether debt recycling is essential for building long-term wealth, or wh
Why Financial Confidence Matters More Than Your Net Worth
We often assume that financial confidence comes from having more money. A bigger salary.A bigger investment portfolio.A bigger net worth. But what if financial confidence has very little to do with how much money you have and far more to do with how much control you feel you have over your finances? Inspired by the latest ING Sense of Us Report, this episode explores how Australians are adapting t
START HERE: Super vs Shares: Where Should Your Next Investment Dollar Go?
Many Australians eventually reach the same crossroads in their wealth-building journey: Should I invest more money into superannuation? Or should I build wealth outside of super? In this week's Start Here episode, inspired by a listener question, we're unpacking one of the most important investing decisions you'll ever make. Using a real-life example of a 38-year-old investor with $372,000 in supe
Negative Gearing Shares: Margin Loans, Debt Recycling & The Risks You Need To Know
With recent changes to negative gearing for investment properties, many Australians are starting to ask an important question: Can you negatively gear shares instead? The answer is yes — but borrowing to invest in the share market comes with its own risks, responsibilities and opportunities. In this episode of SugarMamma's Fireplay, financial planner Canna Campbell explains how negative gear
START HERE: Mortgage Free… Now What? The Next Money Moves That Build Real Wealth
Becoming mortgage free is one of the biggest financial milestones you can achieve — but what happens next? In this episode of Start Here (the mini-series within SugarMamma’s Fireplay), Canna answers a powerful listener question from Georgie, who is just four repayments away from owning her home outright. After years of discipline, sacrifice, and consistency, Georgie is ready for her ne
How to Shop Smarter and Save More Money (Without Buying Less)
Cost-of-living pressures have changed the way Australians shop. According to new research commissioned by Amazon Australia, - who are proud sponsors of today's episode - share that almost 9 in 10 Australians have changed their shopping habits, and four out of five are now deliberately timing purchases around major sales events - with Amazon Prime Day kicking off this week (Tuesday the 7th of July,
Don’t Let AI Manage Your Money: The Hidden Dangers of AI Financial Advice
Artificial Intelligence is changing the way we work, learn and manage our money. But should you trust AI to create your financial plan? In this episode of SugarMamma’s Fireplay, I unpack a growing trend I’ve been seeing online: people uploading highly confidential financial documents into AI platforms and relying on the output as their financial strategy. As a Financial Planner with mo
START HERE: We Can’t Keep Going Like This… What To Do When Life Feels Financially Impossible
Right now, many Australian families are doing everything “right” — working hard, budgeting carefully, cutting back — and still feeling like they’re falling behind. In this deeply honest and practical Start Here episode, Canna responds to a message from a listener who feels like they simply can’t keep going under the pressure of rising mortgage repayments and the
How to Build a Better Share Portfolio (Beyond ETFs & LICs) with Roger Montgomery
How to Build a Better Share Portfolio (Beyond ETFs & LICs) Many Australians begin their investing journey through ETFs, LICs and superannuation — and rightly so, it is the easiest and fastest way to being your investing journey and start earning passive income via dividends. But eventually, many investors become curious about taking the next step:How do you actually identify a grea
START HERE: How To Get Your Kids (And Adult Children) Investing In Their Future - helping build financial independence
Do you feel like you need to have your own finances “perfect” before you start investing for your children? You don’t. In this Start Here episode, Canna breaks down how you can begin building wealth for your kids — even if you’re still learning, growing and figuring things out yourself. Because waiting for the “perfect time” often means missing the most po
7 Ways To Relieve Mortgage Pressure Right Now - Home Loan Help
So many Australians feel financially exhausted right now. If you need help reviewing your mortgage, understanding your options or improving your cashflow structure, Adam can be contacted here: Adam.mccabe@bluelantern.com.au or 0423 685 133 Please know that I do not receive any benefit both upfront and ongoing if you work with Adam. I am grateful for his time and the value that he gives us an
START HERE: Debt Recycling, CGT Changes & a Baby on the Way: Should We Change Our Wealth Plan?
Debt Recycling, CGT Changes & a Baby on the Way: Should We Change Our Wealth Plan? In this Start Here episode, Canna answers a thoughtful question from a listener who is debt recycling their mortgage into a share portfolio while preparing to welcome their first child. With ongoing discussion around proposed changes to Capital Gains Tax (CGT) and Negative Gearing, many investors are understanda
Fast Fashion, Fake Identity & The Hidden Cost of Consumer Culture - Carlz Soderstrom
Have you ever opened your wardrobe and felt like you had nothing to wear… despite owning so much? In this episode of SugarMamma’s Fireplay, I sit down with Carlz J Soderstrom — a lifestyle photographer and visual storyteller whose work explores the deeper cultural shifts behind consumerism, identity and modern fashion. What started as a conversation about Australian fashion quic
START HERE: Is Micro-Investing Enough? What To Know Before You Rely On Micro- investing Apps
In today’s Start Here episode, we’re answering a very common question: 👉 “Is micro-investing enough… and is something like Raiz a good place to start?” If you’ve ever felt unsure about how to begin investing — or you’ve come across apps like Raiz Invest and wondered if they’re the right path — this episode will give you the clarity you n
The Giving Up Trap: Why So Many Australians Feel Financially Stuck (And What To Do Instead)
Why Hard Work Isn’t Paying Off (And The New Way To Build Wealth) Lately, something has shifted. People are working harder than ever…Doing the “right” things…Trying to save, invest, and get ahead… And yet still feeling like they’re falling behind. In this episode, I unpack the growing sense of financial frustration and what economists are calling the&nbs
START HERE: Super Insurance Premiums Are Rising! Should You Cancel, Switch or Stay?
Insurance inside superannuation is one of the most misunderstood — and often overlooked — parts of your financial plan. In this Start Here episode of SugarMamma’s Fireplay, I answer a powerful listener question from Cat, who is facing a 35% increase in her insurance premiums inside her super fund. Feeling overwhelmed, she’s wondering: Should she switch super funds? Should
Rent vs Buy: The Wealth Manager's Strategy That Could Make You Wealthier?
Hello and welcome back to SugarMamma’s Fireplay 🔥 This episode is one that may challenge everything you’ve been taught about money, property, and what it really means to build wealth. Because for many Australians, buying your home is seen as the ultimate financial milestone — a symbol of success, security, and stability. But what if that belief isn’t always the best financi
START HERE: Should We Sell an Investment Property to Keep Our Home?
With the rising cost of living placing pressure on households, many families are being forced to make incredibly difficult financial decisions. In this episode of Start Here, Canna responds to a listener who is considering selling an inherited investment property to relieve financial stress and stay afloat. This is a complex situation involving cashflow pressure, tax implications, lending structur
The $10,000 Super Strategy That Could Change Everything
What if one financial decision today could be worth over $1 million in your future? In this episode of SugarMamma’s Fireplay, Canna Campbell breaks down the powerful long-term impact of contributing $10,000 into your superannuation — and more importantly, what happens when you repeat that decision consistently over time. But this isn’t just about having $10,000. This episode is a
START HERE: How Much Super Do You Need To Retire On $100K p.a.?
How much superannuation do you actually need to retire comfortably? In this Start Here episode, Canna answers a listener question from a 39-year-old who wants to retire at age 60 with an income of $100,000 per year. But here’s the catch… That $100,000 is in today’s dollars — which means in 20+ years, it could require closer to $180,000+ per year due to inflation. This epis
The Shift That Changed How I Build Wealth (And Why I’m Choosing Quiet Wealth
The Shift That Changed How I Build Wealth (And Why I’m Choosing Quiet Wealth For a long time, I felt like something was missing from the way we talk about money. Not the strategies. Not the numbers. But the feeling. In this episode, I’m sharing a more personal reflection on what I’ve come to understand about wealth — beyond what it looks like on the outside. I talk about:
The Budget That Could Change How Australians Build Wealth & Financial Independence & Stability
The Budget That Could Change How Australians Build Wealth, Financial Independence & Stability In this episode of SugarMamma’s Fireplay, Canna shares her honest thoughts and concerns around the proposed Federal Budget changes to Capital Gains Tax and negative gearing — and what she believes these changes may mean for everyday Australians trying to build wealth, financial indep
The Giving Up Trap: Why So Many Australians Feel Financially Stuck (And What To Do Instead)
Why Hard Work Isn’t Paying Off (And The New Way To Build Wealth) Lately, something has shifted. People are working harder than ever…Doing the “right” things…Trying to save, invest, and get ahead… And yet still feeling like they’re falling behind. In this episode, I unpack the growing sense of financial frustration and what economists are calling the &ld
Protein, Creatine & Powders: How to Spend Wisely on Your Health - Including Peri-Menopause
Right now, the wellness industry is louder than ever. Protein powders, greens blends, creatine, collagen, gut health supplements… Everywhere you turn, there’s a new product promising better energy, improved health, and longevity. But with so many options—many of them expensive and subscription-based—it’s easy to feel overwhelmed… and even easier to overspend.
START HERE: Living Within Your Means — The Most Misunderstood Rule in Money
We’ve all heard the advice: “Live within your means.” But what does that actually look like in today’s world? With rising living costs, financial pressure, and the constant noise of comparison and lifestyle expectations… this traditional advice can feel confusing, outdated, and even unrealistic. In this episode of Start Here, we break down what living within your mea
The 5 Budgeting Mistakes That Are Secretly Keeping You Stuck (& how to fix this)
This is a foundational episode. Because no matter how motivated you are… No matter how much you’ve learned about investing, passive income, or financial freedom… If your cashflow feels messy, unclear, or reactive, it will quietly hold you back. In this episode of SugarMamma’s Fireplay, I walk you through the five most common budgeting mistakes I see including the ones hig
START HERE: Cash vs Super: How to Invest in Your 40s for Long-Term Wealth
If you found yourself at 47 with no debt, $300,000 in super, and $310,000 sitting in cash… what would you do next? In this episode of Start Here, I walk through this exact scenario — breaking down the key considerations, strategies, and decisions to help you move from saving money to intentionally growing it. This isn’t about quick wins or risky moves. It’s about understan
The Rise of Intentional Luxury: Why Women Are Choosing Lab Diamonds
We often talk about saving, investing, and building passive income… But what about spending intentionally? Especially when rewarding yourself for a major milestone or achieving a particular financial goal? In this episode of SugarMamma’s Fireplay, we explore the evolving world of modern luxury with Talitha Cummins, Founder and Design Director of The Cut Jewellery. We’re seeing a
START HERE: How Do You know if You Can Afford to Retire?
Check out PocketSmith here: http://pocketsmith.com/fireplay So you’ve built up a strong super balance but still feel unsure about retiring — you are not alone. In this Start Here episode, Canna answers a powerful listener question: “I have $830,000 in super and I’m in my early 60s… but how do I know if I can actually afford to retire?” Retirement isn’t ju
Is Financial Advice Worth $5,000? The Real Cost (and Value) Explained
Check out PocketSmith here: http://pocketsmith.com/fireplay Financial advice can feel expensive. Especially with the average cost of a comprehensive financial plan sitting around $5,000. And for many people, that price tag alone is enough to delay or avoid seeking help altogether. But is that the real cost? Or is the bigger cost the missed opportunities, tax inefficiencies, emotional decisio
START HERE: 5 Smart Money Moves to Set Yourself Up Financially in Your 20s
Check out PocketSmith here: pocketsmith.com/fireplay If you’re just starting university, your first job, or your financial life, this episode is for you. In this episode of Start Here, Canna answers a listener question from Kate — a university student who has just finished school and wants to know the smartest financial steps she can take now to set herself up for the future. The truth
Your Financial Atomic Habits! Easy Financial Success
Check out PocketSmith here: pocketsmith.com/fireplay At the beginning of 2025, I read Atomic Habits by James Clear, and it fundamentally shifted how I approach money, discipline and long-term success. Not through motivation. Not through extreme budgeting. Not through hustle. But through systems and tiny repeated behaviours. In this episode of SugarMamma’s Fireplay, I break down exa
START HERE: How to Manage Irregular Child Support, Pay Off Debt & Build Financial Security as a Single Parent
Check out PocketSmith here: pocketsmith.com/fireplay In this Start Here episode of SugarMamma’s Fireplay, Canna answers a thoughtful question from a listener navigating the financial realities of single parenthood and irregular child support payments. When income is unpredictable, building financial stability can feel overwhelming — especially when you’re also trying to eliminate
Super Fund Switching Warning: The Risks of SMSFs, Platforms & Lead-Generated Advice
Check out PocketSmith here: http://pocketsmith.com/fireplay Switching superannuation funds is up 17% in the past year — and many Australians making the move have balances under $100,000. In this episode of SugarMamma’s Fireplay, Canna Campbell unpacks what’s really happening behind the rise in switching, the growing concerns around lead-generated financial advice, and why smaller
START HERE: Should Couples Stagger Retirement to Help Money Last Longer?
Is it better for couples to retire at the same time — or stagger retirement dates? In this Start Here episode, Canna answers a listener question from a couple aged 53 and 60 who are considering retiring together within the next five years… but are noticing many of their friends are staggering retirement due to cost-of-living pressures and inflation. Could staggering retirement actuall
Micro-Investing: A Starting Line, Not the Finish Line
Micro-investing apps have helped thousands of Australians take their first step into investing — and that’s a good thing. But starting is not the same as progressing. In this episode, Canna Campbell breaks down: Why micro-investing has exploded in popularity Where it genuinely helps — and where it can quietly hold people back The myths that keep investors stuck at “starter
START HERE: Nervous About Debt Recycling? 7 Rules to Do It Safely (Before You Start)
Debt recycling can be a powerful long-term wealth strategy. But it’s not a “hack.” And it’s definitely not something to rush into. In this Start Here episode, I answer a listener who says they are finally ready to pull the trigger on debt recycling… but they’re feeling nervous. And honestly? That’s a good sign. In this episode we cover: ✔ What debt recycl
Interest Rates Are Rising — What Smart Homeowners Are Doing Right Now (INVALUABLE ADVICE with Adam McCabe)
Interest rates are rising again — and for many homeowners, it’s starting to feel overwhelming. But instead of panicking, what should you actually be doing right now? Fix your rates? Refinance? Review? Or accelerate your repayments? In this episode of SugarMamma’s Fireplay, Canna Campbell sits down with senior mortgage broker Adam McCabe from Blue Lantern to break down exactly how
START HERE: How to Build Emergency Savings When You're Starting From $0
Emergency money is one of the most important — and most misunderstood — foundations of financial wellbeing. In this Start Here episode, Canna walks through exactly how to build emergency savings from $0, without panic, shame or unrealistic expectations — even if you’re eager to move onto more advanced strategies like investing or debt recycling. This episode is for anyone w
How Much Emergency Money Do You Really Need? (And Why It's Not 3 Months Expenses)
You’ve probably heard the rule: “You need 3–6 months of living expenses as emergency money.” But real life isn’t generic — and neither are emergencies. In this episode of SugarMamma’s Fireplay, Canna Campbell challenges the one-size-fits-all advice and explains how to work out the right amount of emergency money for your actual life, your risks, and your r
START HERE: Everyone is buying property - Are You Missing Out?
In this Start Here episode, Canna responds to a listener feeling unsettled after seeing friends and family chase aggressive property strategies using buyer’s agents — including selling and re-buying multiple properties and withdrawing superannuation to fund deposits. This episode is a grounding reminder that: • not all strategies are suitable for all people • high rental yiel
The $50,000 Super Gap: Why Women Retire With Less And How To Close It | International Women’s Day Special
In this special International Women’s Day episode of SugarMamma’s Fireplay, Canna Campbell explores one of the most important financial challenges facing Australian women today — the superannuation gender gap. Right now, Australian women retire with around $50,000 less superannuation than men on average, and in many cases the gap can be significantly larger. This financial inequa
START HERE: Should You Sell Your Shares During a Crisis? What History Says
Global tensions, market volatility and frightening headlines can make even experienced investors question their strategy. In this episode of Start Here, Canna Campbell responds to a listener question from Isobel, who is worried about whether she should sell her share portfolio and superannuation investments due to rising geopolitical tensions in the Middle East. If you’ve ever felt the urge
Frugal February Results: How I Saved $1,065 in One Month (And Turned It Into Long-Term Wealth)
Every year I commit to Frugal February — and every year I learn something new. But this year was different. Coming off Christmas, school holidays and years of rising living costs, I genuinely believed there wasn’t much more fat to trim from our household budget. Luckily I was wrong. If you want me to help you find similar savings, here are the details to my Budget and Cashflow Academy
START HERE: Mini-Retirement, Burnout & Designing a Sustainable Life
he idea of a “mini-retirement” is gaining momentum — especially among Gen Z and Millennials who are feeling burnt out, disconnected, and desperate for more presence in their lives now, not decades from now. In this Start Here episode, Canna responds to a listener question about whether taking a mini-retirement is a smart move — or one that could quietly derail long-term fin
Only have a 5% deposit? No worries - The Governments First Home Buyer Solution
Today we are talking about the 5% deposit government guarantee program that has been established to help more first home owners get their foot in the door when it comes to the property market. However with all major financial decisions, we must know and understand all the fine print so that any decision we make, upholds our best interests, in both the short and long term. To help break this down,
START HERE: Helping Adult Children Into Property Without Sacrificing Your Own Financial Future
🎧 START HERE: Helping Adult Children Into Property Without Sacrificing Your Own Financial Future Helping adult children enter the property market is one of the most emotionally charged money decisions parents face today. In this Start Here episode, Canna responds to a thoughtful listener question from parents in their early 50s who are financially disciplined, investing for their own future &mdash
6 FIGURE SALARIES MAKING BANK!
In this episode, we discuss the jobs that are paying serious 6 figure salaries and you will be surprised as to how easy it is to get on this bandwagon! 💬 Let’s Keep the Conversation Going I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive. 📚 My Books If you’re ready to
START HERE STARTING FROM NOTHING
Start Here: My Pep Talk If You’re Starting From Nothing If you feel like you’re starting again with money — or starting for the very first time — this episode is for you. Maybe you have: no savings some debt no investments very little super or a quiet feeling that you should be further ahead by now In this Start Here episode, I want to give you a calm, practical
My 2026 Goals: How I Set Them, Why They Matter & How I Stay Committed
In this episode of SugarMamma’s Fireplay, Canna Campbell takes you behind the scenes of her personal goal-setting system — the same framework she’s used to build financial security, resilience, and balance across all areas of her life. Inspired by key insights from Diary of a CEO, this episode isn’t about unrealistic hustle or perfection. It’s about setting inten
START HERE: I’m Receiving an Inheritance: How Do I Protect My Financial Future?
Receiving an inheritance can be life-changing — but without a clear plan, it can also create confusion, pressure, and unintended consequences. In this episode, Canna walks through a calm, structured framework to help you protect yourself, build long-term security, and avoid becoming one of the many women who retire financially vulnerable. This episode is educational and empowering, designed
The Best Goal-Setting Insights from Diary of a CEO — Through a Financial Lens
In this episode of SugarMamma’s Fireplay, Canna Campbell breaks down the most powerful goal-setting insights from a 2.5-hour episode of Diary of a CEO with Chris Williamson — and translates them into practical, real-world lessons you can apply to your money, energy, and life direction. This isn’t a summary. It’s a curated, filtered, financial re-interpretation of the ideas
Frugal February: The 28-Day Money Reset That Gives You Back Control
Frugal February: The 28-Day Money Reset That Gives You Back Control Feeling stretched by the cost of living? Frugal February is a gentle but powerful 28-day financial reset designed to help you regain control, clarity, and confidence with money. In this episode, Canna Campbell explains: What Frugal February really is (and what it’s not) Why this challenge has worked for 10 years running How
Debt-Free Forever: The Mindful Way to Crush Credit Cards and Rebuild Your Wealth
In this powerful and practical episode of SugarMamma’s Fireplay, Financial Planner and Author Canna Campbell shares her proven Hit List Strategy — a mindful, motivational approach to paying off credit card debt for good. Forget quick fixes and 0% transfers that only delay the problem. Canna’s method taps into motivation and progress psychology, helping you face your debts head-on
START HERE: Investing for Grandchildren - The Gift That Lasts A lifetime
More and more grandparents are choosing investment gifts over toys, and for good reason. In this Start Here episode, Canna walks through how grandparents can give their grandchildren a meaningful financial head start — not just with money, but with confidence, education, and long-term opportunity. This episode is inspired by: A growing trend highlighted on Channel 9 The Today Show R
7 Habits Keeping You Broke!
💬 Let’s Keep the Conversation Going I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornh
START HERE: How Do I Set My Financial Goals Without Burning Out?
In this Start Here episode, Canna shares exactly how she sets her own financial goals — not with rigid rules or pressure, but with intention, clarity, and sustainability. This episode goes beyond traditional goal-setting frameworks and dives into a seasonal, emotionally intelligent approach to money, designed to build wealth without burnout. If you’ve ever felt motivated… then e
🔥 How to Retire Earlier Than You Think: 7 Smart Money Moves That Actually Work
Many Australians are pushing back their retirement age — not because they want to, but because they feel they have to.In this empowering episode of SugarMamma’s Fireplay, Financial Planner and author Canna Campbell reveals the seven powerful steps that can help you retire earlier, live better, and finally enjoy the freedom you’ve been working toward. Forget luck or risky crypto t
START HERE: Why Your Budget Keeps Failing (And How to Finally Fix It)
So many people tell me, “I’ve tried budgeting — it just doesn’t work for me.”But here’s the truth: it’s not you — it’s the budget. In this Start Here episode, I break down why most budgets fail and share seven practical foundations to help you finally take control of your money — without guilt, shame, or unrealistic expectations. This epi
How to Start Investing in 5 Simple Steps (and Change Your Financial Future)
Investing doesn’t require wealth...it creates it. In this episode of SugarMamma’s Fireplay, Canna Campbell breaks down a simple, no-overwhelm, five-step roadmap to help you start investing with confidence — even if you’re starting small or feel behind. Inspired by a powerful long-term Vanguard example, Canna explains how consistent investing beats timing the market, why rei
START HERE - Which Financial Goal Should We Do First?
Start Here: Which Property Goal Should We Do First?In this Start Here episode, Canna answers a powerful question from a couple in their late forties who are almost mortgage-free and dreaming of three exciting goals: 1️⃣ Building a granny flat to rent out2️⃣ Buying a small apartment overseas3️⃣ Purchasing a two-bedroom investment unit in Australia With $30,000 remaining on their mortgage, full-time
My 5 Best Non-Financial Investments: The Things That Truly Paid Off this year 💕
Money can buy many things — but not the ones that matter most.In this heartfelt episode, Financial Planner and author Canna Campbell shares the five non-financial investments that brought her the most joy, growth, and meaning in 2025. From healing through the Jamie Ryder Phoenix Program, to finding strength with budget-friendly home gym gear, to the love of Prince Pablo the Labrador, practic
START HERE: How Many ETFs or LICs Should I Own?
In this Start Here episode, Canna answers one of the most common investing questions: “How many ETFs or LICs should I own?”We unpack how to avoid over-diversification, what research from Vanguard and Morningstar suggests, how to build a simple and powerful Core–Satellite portfolio, and how to decide whether to add new investments — or simply build what you already have
🔥 My 2025 Financial Goals - Passes, Fails & Lessons Learned
In this honest and inspiring episode, Financial Planner Canna Campbell shares her 2025 financial goals update - the wins, the misses, and the surprising lessons that came with both. From investing through debt recycling to cancelling a family holiday, from book writing to work-life boundaries, this episode is a candid look at what really happens when life and money collide. 🎧 Expect vulnerability,
START HERE: Should I Accept Money From My Parents If I’m Still in Debt?
In today’s Start Here episode, Canna answers a deeply personal question many people quietly struggle with: “What do you do when your parents want to gift you money to help you buy a home… but you’re still in credit card debt and feel ashamed to accept it?” This episode is all about navigating the overlap between family, money, guilt, love, responsibility, and boundar
BNPL vs Credit Cards - Which one is "safer" to use this Christmas?
Are you a credit card user or a BNPL consumer? Which one is "safer" to use? In this episode I break down the important things that you need to know about BNPL, so that you are aware, educated and using these financial tools to your advantage with zero regrets. 💬 Let’s Keep the Conversation Going I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @
START HERE: It’s Not Too Late! How to Rebuild Super & Pay Down Debt in Your 40s
This week, Canna answers a heartfelt message from a listener in her 40s who feels like she’s playing financial catch-up — balancing student debt, a mortgage, young kids, and a smaller super balance after years of maternity leave. In this empowering episode, Canna shares practical steps to help anyone in their 40s get back on track — rebuilding super, paying off debt strategically
Why You Need to Check Your Loans URGENTLY! APRA’s New DTI Rules
In this urgent episode of SugarMamma’s Fireplay, I sit down with senior mortgage broker John Micalizzi from Blue Lantern Home Loans to unpack APRA’s new Debt-to-Income (DTI) rules – what they mean, who’s most at risk, and why you cannot afford to ignore your numbers. John can assist you with any concerns regarding your DTI. John' contact details: john@bluelantern.com.
START HERE: Downsizing for Retirement: How to Turn Your Home Equity Into Financial Freedom
In this Start Here episode, Canna answers Pamela’s question: “I’ve only got $77,000 in super and plan to retire in three years at 65. My home is worth $3 million, but most of my money is tied up in it. I’m considering downsizing — what do I need to know to make this money last?” Canna explains: How the Downsizer Contribution rules work and who qualifies. W
ASK ADAM: When and how to upgrade the family home without going broke
Your favourite Mortgage Broker is back, Adam McCabe from Blue Lantern. One of the best Mortgage Broking firms in Australia and the most experienced. Today we get to ask Adam about upgrading the family home...when is the right time to make the big move and what is the best and safest way to make this happen as smoothly as possible. In this episode we learn so much about the process but also t
START HERE: How to Talk to Your Parents About Money (Without Starting a Fight)
In this heartfelt Start Here episode, Canna answers a listener’s question about how to talk to ageing parents about money — especially when you’re worried they might make risky decisions around super or retirement. Canna explores how to start these sensitive conversations with empathy, respect, and confidence. She shares practical tools and scripts for opening the dialogue withou
Why You Need to Start Investing Now (with Michael McCarthy from moomoo)
In this week’s episode of SugarMamma’s Fireplay, proudly supported by moomoo, I sit down with influential veteran investor Michael McCarthy to talk about something that’s never been more important getting started with investing. We break down why investing is no longer optional in today’s world, the growing wealth gap between investors and non-investors, and how new t
START HERE: Should I Get Income Protection Insurance? How to Protect Your Income Without Breaking Your Budget
In this empowering Start Here episode, Canna answers a listener’s heartfelt question: “Is income protection worth it — even if it means slowing down my mortgage-free goals?” Canna breaks down what income protection really is, why it matters, and how to make it work within your budget, not against it.From holding cover inside super to adjusting waiting periods and benefit
Your Money Motivation Manifesto: How to Reignite Your Financial Fire
In this inspiring episode, financial planner and author Canna Campbell helps you rediscover your financial spark when motivation starts to fade.Drawing from Brendon Burchard’s The Motivation Manifesto, Canna reveals how to create your very own Money Motivation Manifesto — a framework to help you reconnect with your financial goals, break through fear, and fuel lasting, sustainable moti
START HERE: Beating Financial Burnout - Finding Balance, Motivation & Hope For Mandy
Feeling exhausted by money? You’re not alone. In this empowering episode of Start Here, Canna Campbell answers Mandy’s heartfelt question about financial burnout. After years of saving and sacrificing for a home deposit, Mandy now finds herself going backwards — dipping into her hard-earned savings just to cover essentials. Canna shares a compassionate pep talk and six practical
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