Australian Retirement Podcast
The Australian Retirement Podcast by Rask is a field guide to retirement for Australians aged 45 and over. It covers superannuation, tax, investments, legacy planning, work, behavioural psychology, and even some travel tips. Episodes often include practical resources, links to work with Rask's expert teams, and ways to submit listener questions. The information provided is general financial product advice only and does not consider individual objectives, situations, or needs.
Episodes
REWIND: 5 behavioural money mistakes to avoid in retirement w/ Tahli Cavagnino
We’re bringing back Owen Rask’s conversation with financial adviser Tahli Cavagnino about five money mistakes that can follow us into retirement. A plan might look sound on a spreadsheet, but how do fear, uncertainty and old habits affect the decisions we actually make?
If you missed this conversation the first time, it’s a practical reminder that retirement decisions are about behaviour as well
Five steps to prepare for retirement: a couple’s 2027 case study
Could you retire next year with a mortgage, an investment property and two different super balances? In this Australian Retirement Podcast episode, Owen Rask and financial adviser Tahli Cavagnino work through a hypothetical couple’s plan, showing why retirement is less about one magic number and more about the order of decisions.
David and Michelle hope to stop work in June 2027. Their home still
The three-bucket retirement strategy: spend, reserve and grow
What happens if you retire and the share market falls just as you start drawing on your savings? On the Australian Retirement Podcast, Owen Rask and Tahli Cavagnino unpack the three-bucket retirement strategy: a way to think about spending now, keeping a reserve and investing for a longer retirement.
They begin with the shift from earning a salary to relying on a portfolio. Tahli explains sequenc
Will property prices recover in 2027? Chris Bates on the next move
Will Australian property prices recover in 2027—or is another round of rate pressure still ahead? In this Australian Retirement Podcast episode, Owen Rask sits down with Chris Bates, mortgage broker and co-host of the Australian Property Podcast, to explore how the housing cycle affects retirees, parents helping adult children and first-home buyers.
Chris explains why any rebound depends heavily
7 retirement mistakes that can derail your plans
Are you leaving retirement to chance—or letting an assumption quietly shape a decision you may regret? In this episode of the Australian Retirement Podcast, Owen Rask and financial adviser Tahli Cavagnino turn seven common retirement mistakes into practical questions you can ask today.
They begin with planning too late: why waiting until 60 can leave less time to adjust your savings, super and sp
Bonds are back: how to build reliable retirement income w/ PIMCO's Kanish Chugh
In this episode of the Australian Retirement Podcast, Owen Rask sits down with Kanish Chugh from PIMCO to explain why bonds are back — and how retirees can build income without asking one asset to do every job.
After a decade in which low interest rates pushed many Australians towards shares and property, fixed income is offering a more meaningful source of income again. Owen and Kanish compare b
What happens to Super when you retire?
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It sounds like there should be a giant red button that says “retirement mode” — but, as usual with super, it’s a little more paperwork-y than that.
In this episode of The Australian Finance Podcast, also shared on The Australian Retirement Podcast, Owen is joined by Tahli Cavagnin
Could a deposit bond help downsizers buy before they sell?
In this episode of Australian Retirement Podcast, Owen Rask sits down with Ryan Dinsdale from Deposit Power to unpack a part of the property journey that can quietly shape retirement decisions: how downsizers bridge the gap between selling one home and buying the next.
Ryan explains why the real challenge is rarely just finding the right property. It is timing the two transactions, freeing up eno
Retirement expenses, ETF overload and super contribution traps
In this Australian Retirement Podcast episode, James O'Reilly and Drew Meredith unpack one of the biggest retirement planning mistakes: assuming your spending stays flat for decades.
They explain why retirement expenses are rarely linear, why some costs fall away while others creep higher, and how that can change the timing of when you can comfortably stop working. The episode opens with the late
ASIC’s adviser-fee crackdown: what retirees should ask before paying for advice
In this episode of Australian Retirement Podcast, Drew Meredith and James O'Reilly unpack ASIC’s latest report into adviser fees and the growing pressure on super platforms to prove clients are getting fair value. It’s a timely conversation for retirees, pre-retirees and business owners who are wondering what financial advice should cost, what good oversight looks like, and how to ask sharper ques
Cash ETFs, term deposits & retirement income with Kanish Chugh from PIMCO
In this episode of Australian Retirement Podcast, Owen Rask sits down with Kanish Chugh, Head of ETF Sales at PIMCO Australia, to unpack why higher interest rates are changing the case for defensive assets. They explore why bonds are no longer the 'boring' part of a portfolio, what today's yield environment means for retirees and income-focused investors, and why the starting yield on fixed income
3 doomsday scenarios every retiree should understand
Australian Retirement Podcast hosts James O'Reilly and Drew Meredith step away from base-case planning and ask a harder question: what could genuinely go wrong for retirees if markets stop behaving?
They unpack three plausible stress scenarios investors should understand: sticky inflation that keeps bond yields high and squeezes equity valuations, private-market pressure that exposes illiquidity
The CGT trap: CSL, property and super in retirement
Australian Retirement Podcast hosts James O'Reilly and Drew Meredith tackle a problem that quietly traps a lot of retirees and pre-retirees: when a great investment becomes too big to ignore, but selling feels impossible because of capital gains tax.
Using familiar names like CSL and Cochlear, they unpack why tax fear can keep people stuck in overexposed positions long after the risk has changed.
FY27 planning: trust changes, Div 296 and what retirees should do next
In this episode of Australian Retirement Podcast, James O'Reilly and Drew Meredith walk through the biggest financial-year changes retirees, pre-retirees and business owners should be thinking about right now. The conversation covers the flood of FY27 planning questions now landing on advisers’ desks, from family trust rules and negative gearing changes to contribution caps, transfer balance caps
The retirement tax reset: Budget backdowns, pensions and SMSFs explained
In this episode of Australian Retirement Podcast, Drew Meredith and James O'Reilly unpack the latest retreat from the Federal Budget's most controversial tax changes and what it means for retirees, pre-retirees and business owners trying to plan ahead.
They explain why the government eased back on small-business CGT concessions, what the clarification on testamentary trusts really fixes, and why
Estate planning myths, probate and DIY wills with Caite Brewer
In this episode of the Australian Retirement Podcast, Drew Meredith is joined by Caite Brewer, a Queensland barrister who specialises in wills, estate disputes and superannuation.
They unpack the estate-planning mistakes that can create years of conflict after someone dies, including DIY wills, informal wills, probate disputes, family provision claims and poor communication inside families. Caite
Ready to quit work? The 4 retirement types and SMSF traps to know
In this Australian Retirement Podcast episode, James O'Reilly and Drew Meredith unpack a side of retirement planning spreadsheets cannot solve: what happens when you stop working. Using four retirement archetypes - stayers, leavers, blenders and the disengaged - they explain why people can thrive after leaving work or feel flat, isolated and directionless even when the money looks fine on paper.
Why advice takes ten weeks, and how to test-drive your retirement budget
In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O’Reilly, from Northeast Wealth, pull back the curtain on what actually happens between “let’s get some advice” and the document landing on your desk 10 weeks later — and why proper modelling involves a lot more than three columns on a spreadsheet. They also talk through a confronting client st
Tax myths, age pension wipeouts, and the $14,000-a-year super loophole
In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O’Reilly, from Northeast Wealth, bust the myth that financial advice fees are fully tax-deductible after the 2024 changes, walk through a real client case where an insurance refund accidentally triggered the bring-forward non-concessional cap, and run the numbers on what a daily coffee, a weekl
Senator Andrew Bragg on housing, tax and Australia’s productivity problem
This episode was originally featured on the Australian Investors Podcast.
In this episode, Owen Rask sits down with Senator Andrew Bragg for a wide-ranging conversation about the Federal Budget, housing supply, tax, productivity and why so many Australians feel the country has become harder to get ahead in. Rather than getting stuck in party talking points, they focus on the practical questions
Retirement modelling: where AI gets it wrong, plus EOFY traps every retiree should avoid
Drew Meredith and James O’Reilly on why AI-built retirement modelling routinely gets the numbers dangerously wrong, plus the end-of-financial-year traps and condition-of-release tricks every Australian retiree should know before June 30.
In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O’Reilly, from Northeast Wealth, work through five hig
Should you pay off the mortgage or boost super first in your 50s?
In this Australian Retirement Podcast episode, Drew Meredith and James O'Reilly tackle one of the trickiest questions for Australians heading into retirement: if you still have a large home loan in your 50s, should every spare dollar go into the mortgage, or could super actually be the better lever?
Using a real-world case study, they unpack why maximising personal deductible super contributions
Super cooling-off double hit & what's really happening to property values
In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth open with footy chaos and ageing parents challenges, then dive into what's really happening in property markets using the fresh Cotality April 2026 report.
The Boomer Briefing exposes the super rollover waiting period double hit: outgoing funds must now provide ris
Budget Bombshell: Negative gearing axed, CGT torn up
In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth, react to Treasurer Jim Chalmers' Federal Budget bombshell - the biggest shake-up to property and investment tax in a generation.
Negative gearing has been axed for future purchases of established property. The 50% CGT discount is gone, replaced by an inflation
Recession with higher inflation - should retirees panic? Plus the key to retirement
In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth both spent the holidays in Bright - talking reducing mobility, extending the golden years, and coaching. Plus Grace's bike crash and x-rays.
The government just announced financial advisers will no longer need an approved degree - reversing post-Royal Commission
Div 296 changes, July super payments & worst retirement advice ever heard
In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth open with camping vs. vanning debate, optimal camping setups, and serious camping envy. Then the worst retirement advice they've ever heard clients repeat: "Put 100% of my super in crypto in the leadup to retirement," "I'll just invest in income stocks," and "Super
Are industry super funds safe? Plus your retirement questions!
Industry super funds have been hit by hacking attempts and outages. Should you be worried? Drew Meredith and James O’Reilly break down what’s happening — plus answer your top retirement questions on super access, non-concessional contributions, downsizer rules, and early retirement strategies.
If you enjoyed this Australian Retirement Podcast episode on protecting your super and retirement plan
Private credit dangers every retiree needs to know + $1M super red flags
In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth open with school holiday money-saving tips, then dive into the private credit boom sweeping retirement portfolios.
Not all private credit funds are equal. Drew and James break down what retirees need to know: illiquidity premiums, fund manager transparency, borro
Trump geopolitics: Missing 10 best days cuts returns in HALF
In this Australian Retirement Podcast episode, we take a close look at the US-Iran war volatility: Should you sell or hold? Did you know, missing the 10 best market days cuts returns in HALF. Plus your week-by-week GFC crash playbook for year 1 retirees.
In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth tackle t
Planning for aged care explosion, balanced fund myth & skipping generations in wills
In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth expose the "balanced" fund myth. Remember "Compare the Pair"? Two funds both labeled "balanced" can hold 40% vs 80% growth assets. Despite influencing millions of retirement outcomes, "balanced" has NO legal, regulatory, or industry-standard definition. It's marketi
Div 296 passed, CGT discount cut & why Australia's pension system is falling
In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth open with breaking news: The Greens have rubber-stamped Div 296 - and they're demanding MORE tax reform. James breaks down what just passed, while Drew exposes the terrifying CGT and trust changes on the horizon.
Major tax changes being floated:
- New $135K inco
Age Pension vs super tax breaks debate & can ETFs deliver 6% without capital loss?
In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth open with provocative questions: If they had to retire TODAY on only the Age Pension, what's the first lifestyle change? And if a client wanted to blow $200K in year one on a round-the-world trip - backing them or talking them down?
The Boomer Briefing tackles ex
Iran conflict threatens portfolios & retirement costs hit all-time high
In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth tackle two critical developments threatening Australian retirees: escalating Iran conflict and the shocking rise in retirement costs.
ASFA's Retirement Standard just hit all-time highs. You now need $730,000 for a comfortable retirement as a couple (homeowners, r
Bank of Mum & Dad guide, ASIC targets lead generators & SMSF boom explained
In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth tackle why CBA and BHP are both crushing it right now, plus the shocking SMSF boom: 42,000 new funds established in FY25, with the average NEW trustee age dropping to just 47 (vs 61 for existing funds). Why are younger Australians rushing to SMSFs, and 80% doing it
$2M retirement paralysis, franking credits explained & geared ETF reality check
In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth open with football season excitement - Saints vs Dogs, tickets locked in for June 21, 2026, and the inevitable complaining about obscene player salaries.
The Boomer Briefing tackles two critical topics:
Q Super's Retirement Bonus - What it is, how it works, elig
Proposed CGT shake-up & de facto relationship pension trap explained
In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth deliver critical updates on tax changes and relationship traps that could cost you thousands.
After quick summer highlights and the CBA share price update (plenty of AI-driven outperformers despite volatility), they dive into the Boomer Briefing's two massive top
Timing your first adviser meeting, AustralianSuper outflows & First Guardian deal
In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth kick things off with high energy - school drop-offs turning them into unpaid taxi drivers, interest rate movements affecting overseas travel plans, and whether term deposits are finally worth a look again.
The Boomer Briefing tackles two massive stories shaking up
CBA bet backfires, super fund anxiety & dodging $130k CGT
In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth kick things off with Drew's CBA share price bet update. The bet backfired when CBA fell in 2025, costing Drew $150. But he's doubling down - the new bet is whether CBA will finish above or below $150. Will Drew learn his lesson?
The Boomer Briefing tackles a fasc
How to build multiple income streams in retirement
In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth break down the complete landscape of retirement income in Australia.
One of the most common questions financial advisers hear is: "Where will my income actually come from in retirement?" The answer isn't simple—and that's actually a good thing. The most succes
How to diversify your super the right way
In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth explain the critical building blocks of a resilient retirement portfolio.
Whether you're just starting to think about retirement or already managing your super, understanding asset allocation is one of the most important investment concepts you'll ever learn.
2026 stock game: Owen & Navarre's $100,000 stock game portfolio
The Rask 2026 stock market game is live - it's called Stock Genius. Available at stockgenius.com.au, in collaboration with Navexa, the Rask Stock Market is open for you to compete and enjoy with over 1,000 fellow investors.
In this episode, we cover:
- Is AI killing app investing in 2026?
- Are you a stock market genius? Play our game to find out
- How the game works
- Smart tracking for p
Super fund options explained: fees, control & flexibility
In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth continue their back-to-basics summer miniseries by tackling one of the most important decisions in retirement planning: which type of super fund is right for you?
While the super rules are the same for everyone, the differences between industry funds, SMSFs, pla
Super withdrawals explained: Preservation, pensions & tax
In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth continue their summer miniseries by tackling the complex world of getting money OUT of your super.
They break down the critical concepts of taxable vs tax-free components, preservation age, and the various conditions of release that allow you to access your su
Back to basics: How to maximize your super contributions
In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth kick off their summer miniseries by going back to basics on super contributions.
They break down ALL the ways you can get money into super, including concessional contributions (employer, salary sacrifice, and personal deductible), non-concessional contributions
Best retirement moments of 2025 - Our top highlights
It's been an incredible year for the Australian Retirement Podcast! As we head into the Christmas break, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth look back at the biggest moments, most important lessons, and most-watched episodes of 2025.
From market volatility and ethical investing debates to government policy changes and real-world retirement stra
The Epic Retirement Tick - Assessing your retirement readiness
In this Australian Retirement Podcast episode, your host Drew Meredith, from Wattle Partners, sits down with retirement expert and best-selling author Bec Wilson to explore the Epic Retirement Tick - a groundbreaking framework for assessing retirement readiness.
Bec, author of How to Have an Epic Retirement and Prime Time, founder of Epic Retirement and educator, shares insights from her latest i
Breaking down Australia's 20 superannuation tax rates
In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth tackle one of the most complex parts of Australian retirement planning: the superannuation tax system.
How many different tax rates apply to super? The answer might shock you - it's around 20 different rates, depending on your situation!
Drew and James brea
The new monetary order, with PIMCO's Tony Crescenzi
In this Australian Retirement Podcast episode, your host Owen Rask speaks with Tony Crescenzi, Executive Vice President and Market Strategist at PIMCO, to discuss:
– Why defensiveness is PIMCO’s current strategy
– The lessons from over four decades in markets
– The concept of a new global monetary order
– Where bonds fit for modern Australian investors
If you love learning about macro inv
ATO trust crackdown & managing drawdowns in volatility
In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth tackle a diverse range of retirement topics that matter right now.
They kick off with market optimism - CBA is floating around $168, and the hosts ask the provocative question: What if everything goes right? What if Middle East tensions ease, Russia-Ukraine resolves
Making sense of retirement: Super & retirement myths, top tips and Rask’s Retirement Academy
This episode was originally featured on The Australian Finance Podcast.
In this episode of The Australian Retirement Podcast, Gemma Mitchell is joined by Tahli — educator, retirement specialist and long-time member of the Rask team.
After working with hundreds of Australians approaching retirement, Tahli has seen the same patterns over and over again. Most people feel unprepared. Many feel i
The best opportunity in 20 years? PIMCO's Rob Mead on bond investing, timing & market conditions
In this Australian Investors Podcast episode your host, Owen Rask, chats with PIMCO portfolio manager Rob Mead on how fixed income / bond investing works, why timing matters and reasons to invest right now.
If you like ETF investing, bonds, passive income, managed funds, or the stock market in general, here's what you'll get:
- Rob's lessons from 20 years in bonds- Does timing matter?
- Why 9
Why global REITs may be the most overlooked opportunity with Chris Bedingfield
In this Australian Investors Podcast episode, your host Owen Rask speaks with Chris Bedingfield of Quay Global Investors about:– Why real estate is an inefficient market– How replacement cost drives long-term property value– Why global REITs offer diversification Australian REITs can’t– Where today’s best opportunities lie across global property sectorsIf you love learning about property, REITs, g
Breaking down the Division 296 super tax changes
In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth discuss the significant changes to Australia's proposed Division 296 superannuation tax legislation.
The government has made substantial amendments to the controversial super tax policy, addressing many of the concerns raised by financial advisers, industry groups,
David Gardner, 6 traits to beat the market, rule breakers & legacy
In this Australian Retirement Podcast episode, your host Owen Rask sits down with David Gardner (co-founder of The Motley Fool and author of Rule Breaker Investing) to discuss:
– Beating the market vs indexing
– The “lose to win” philosophy and position sizing
– The six traits of rule-breaker companies
– Conscious capitalism, purpose and culture
If you love learning about growth investing a
Halloween Special: Finance horror stories from the frontlines
In this Australian Retirement Podcast Halloween special, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth share spine-chilling finance horror stories from their years as financial advisers.
Happy Halloween! 🎃 While most people are worried about ghosts and ghouls, Drew and James reveal the truly terrifying mistakes they've witnessed in retirement planning.
$1.2 BILLION super scandal: Are your funds safe?
In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth expose one of Australia's biggest superannuation scandals and explain what it means for your retirement.
With $1.2 billion locked up and nearly 12,000 investors affected, the Shield Master Fund (via Macquarie) and First Guardian (via Netwealth) collapses have se
1st birthday special: Lessons, markets & your questions
It’s the Australian Retirement Podcast’s first birthday! Drew Meredith and James O’Reilly look back on a huge year of markets, headlines, and retirement conversations — from Div 296 and global tariffs to the AI investment boom, Japan ending negative rates, and what the return of Trump could mean for investors.
They also answer your most-asked retirement questions: how age gaps affect Age Pensio
How to retire on $3,000 per week - the property playbook
In this episode, host Gemma Mitchell is joined by Ben Kingsley, one of Australia’s leading property investment advisers, founder of Empower Wealth, and Chair of the Property Investors Council of Australia (PICA). Ben, along with his long-time business partner Bryce Holdaway, has just released their third book, How to Retire on $3,000 a Week.
Together, Ben and Bryce have built a reputation for sim
Bec Wilson & why retirement isn’t the end goal
In this Australian Retirement Podcast episode, Drew Meredith from Wattle Partners sits down with best-selling author Bec Wilson to talk about her new book Prime Time, why she wrote it, and the 27 lessons for living well in life’s next stage. They also cover how to think about super funds in retirement, the return of the “tick” test, and why lifestyle planning matters just as much as financial plan
Bank hybrids are dead: here's where to invest next
In this Australian Retirement Podcast episode, your host Owen Rask sits down with Kanish Chugh (from PIMCO) to discuss:
- The hybrid securities market and why APRA is phasing out bank hybrids
– What income investors (especially retirees) should consider in 2025
– The outlook for fixed income, bonds and private credit as interest rates fall
– PIMCO’s research-backed strategy for income investo
From estates to guarantors: Helping the next generation
In this episode of the Australian Retirement Podcast, Drew Meredith and James O’Reilly unpack the rise of the Bank of Mum and Dad and the tough decisions facing parents who want to help their kids buy a home. Should you gift cash, go guarantor, or use other strategies? They explore the risks and rewards of each approach, how guarantor loans work, and what it means for your retirement and estate pl
What do bond fund managers actually do? With Aaditya Thakur from PIMCO
In this Australian Retirement Podcast episode, your host Owen Rask sits down with Aaditya Thakur (PIMCO) to discuss:
– What a bond fund manager actually does
– The role of macroeconomic forecasting in fixed income
– PIMCO’s multi-layered investment process
– Why bonds still matter for investors in 2025
~~Topics Covered~~
– What a bond portfolio manager actually does day to day
– Top-down v
Age Pension Changes, Dixon Collapse and Choosing an Adviser
In this episode of the Australian Retirement Podcast, Drew Meredith and James O’Reilly break down the latest retirement news and what it means for you. They discuss upcoming Age Pension changes, including updates to deeming rules and payment increases, and how these may affect retirees’ cash flow and eligibility.
The conversation also tackles the fallout from the collapse of Dixon Advisory, what
How to boost your Age Pension: top Centrelink strategies
In this Australian Retirement Podcast episode, your co-host James O'Reilly, from Northeast Wealth, talks again with Centrelink guru, Justin Bott from Services Australia. Together they cover the clever steps that can mean a heap more Age Pension, as well as the critical mistakes that Aussies make which reduce - and sometimes completely eliminate - their entitlement.
If you like this Australian Re
Age Pension - eligibility, applications, exemptions and gifting
In this Australian Retirement Podcast episode, your co-host James O'Reilly, from Northeast Wealth, talks with Centrelink guru, Justin Bott from Services Australia. Together they tackle the complex realm that is Age Pension, and outline ways that you can get the highest benefit possible.
If you like this Australian Retirement Podcast episode, you'll love the series. Don't forget to subscribe for
Do you need financial advice + AustralianSuper performance analysis
In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth debate whether everyone needs financial advice, tackle catch-up concessional contributions strategies, and compare AustralianSuper's performance against industry fund peers. Plus, Oasis vs Disney cruise decisions and learning to say 'no'!
Topics covered today:
Super scams & secret fees: First guardian case + cost analysis
In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth tackle a heartbreaking listener story about potentially losing $94,000 in the First Guardian collapse. Plus, the Boomer Briefing on transaction fees, platform strategies, and knowing when to quit competitive sport! HINT - the time is now
If you like this Austr
The money reset you need before you retire
In this episode of the Australian Retirement Podcast, James O'Reilly, from Northeast Wealth is joined by RASK Superstar Gemma Mitchell- co-host on the Australian Finance Podcast, financial adviser and now author of the Money Reset.
Retirement is one of the biggest money resets Aussies will face – and in this episode, Gemma and James show how life’s disruptions can become powerful turning points
Why active fixed income may beat passive: Kanish Chugh (PIMCO) [Part 1/2]
This episode was originally featured on the Australian Investors Podcast.
Your hosts Owen Rask and Kanish Chugh from PIMCO discuss part 1/2 on active income vs passive income:
– Why passive bond ETFs may underperform in volatile markets
– What active fixed income managers do differently
– How PIMCO builds its bond portfolios and manages risk
– Why Aussie investors are shifting towards active
Death & taxes: What happens to your family trust when you die? (+ NVIDIA $4T!)
In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth discuss investing through bucket companies, estate planning with complex entity structures, and answer listener questions about investment bonds vs company investing for children's education and offset account strategies in retirement!
Chapters (approximate)
How important is money when it comes to retirement happiness?
In this episode, James O’Reilly sits with Challenger’s Chief Executive, Mandy Manniz, to discuss the findings of Australia’s biggest study on happiness for people aged over 60. They talk about the surprising findings and how you can get more certainty to achieve a better - and happier - retirement.
This is a must-listen for any pre-retiree or retiree wanting to get the most from the money and the
Super splitting, don’t mention crypto, retirement forecasts
In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth cover a range of topics including using super splitting rules to boost your wealth, why most advisors don’t help with crypto, and how to make accurate retirement forecasts.
If you like this Australian Retirement Podcast episode, you'll love the series. Don't f
Managing expensive insurance cover, why long-term thinking always wins, making sure kids pay no tax on your super death benefit
In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth cover a range of topics including the CBA share price, why pre-retirees still need to think long-term, how to deal with crazy insurance premiums, and how the cashout-and-recontribution strategy can help your kids pay a truckload less tax.
If you like this Aus
Should I give my money to the kids? Where are we at with the $3M super tax?
In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth cover a range of topics including when to get EOFY financial advice, how to avoid gifting too much money in retirement, and whether one listener can get a tax refund from AustralianSuper.
If you like this Australian Retirement Podcast episode, you'll love the
EOFY mistakes, how to build (and review) your investment philosophy, saying ‘No’ to ideal clients
In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth cover a range of topics including the need to keep reviewing your investment philosophy, how to avoid the mistakes in 2025, and why James said ‘No’ to an ideal client.
If you like this Australian Retirement Podcast episode, you'll love the series. Don't forget
Optimising Debt for Retirement: Strategies That Work
In this Australian Retirement Podcast episode, James O’Reilly sits down with Chris Bates, co-host of the Australian Property Podcast and strategic mortgage broker, to discuss how debt plays a role in retirement planning.
They explore:
– What makes debt “good” or “bad” as you approach retirement
– When to pay down your mortgage vs boost your super
– Using equity smartly to build retirement we
Estate Planning, Property Development and CGT
In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth cover a range of topics including Underquoting, Property Development in retirement, CGT on your holiday home and reviewing your Estate Planning.
If you like this Australian Retirement Podcast episode, you'll love the series. Don't forget to subscribe for weekl
Don’t delay travel in retirement - here’s why
In this episode of the Australian Retirement Podcast, Drew Meredith and James O’Reilly dive into one of the biggest goals for retirees — travel. From road-tripping around Australia to extended overseas holidays, they discuss how to budget for travel, how to keep costs under control, and why more retirees are choosing to bring their big trips forward rather than wait.
They unpack the 33% jump in t
Retirement portfolios are changing, are you ready?
Over 90% of global companies are private. Are your retirement investments keeping up? Christian Ryan of Fincap joins the Australian Retirement Podcast to break down why alternative assets like private equity, credit, and real estate matter more than ever.
If you like this Australian Retirement Podcast episode on diversifying your retirement savings, you'll love the series. Don't forget to subsc
Retirement needs growth: Small caps & smarter investing
Does growth still matter in retirement? In this episode of the Australian Retirement Podcast, Drew Meredith and Luke Laretive (Seneca Financial Solutions) explore why retirees can’t ignore growth assets, the role of small-cap stocks, and how to balance risk and income as you age. We cover inflation, the pitfalls of term deposits, and why small companies might just be your retirement secret weapon.
