
Money and Investing with Andrew Baxter
Money and Investing with Andrew Baxter is an Australian podcast that gives everyday investors plain-English guidance on wealth creation and investment strategy. Host Andrew Baxter, a long-time investment educator, draws on more than two decades of experience in financial literacy and investor education. Episodes feature insights from successful investors about the strategies they used to grow their wealth. The show deliberately avoids jargon, making complex investing topics accessible to a general audience. It is aimed primarily at Australians looking to learn practical, time-tested approaches to building and earning from their money.
Episodes

How to Build Wealth at Every Stage of Life: From Your First Investment to a Comfortable Retirement
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
What should you invest in at 25, 35 or 55? The answer changes as your income, family commitments and retirement goals change. In this episode, Andrew and Mitch explain how to build wealth at every stage of life, from your first investment to planning for a comfortable retirement.
They start with yo

The $100K Portfolio Blueprint: How to Invest Smarter at Any Age and Risk Level
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
If you had $100,000 ready to invest today, how would you build your portfolio? In this episode, Andrew and Mitch break down the 100K Portfolio Blueprint and show how age, risk tolerance, experience and financial goals can shape the way you invest.
Rather than following one fixed approach, they comp

Why the US Stock Market Is Falling and What Investors Should Be Watching Right Now
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
The US Stock Market has faced months of uncertainty, with the S&P 500 and Nasdaq struggling to make meaningful progress as investors weigh higher interest rates, inflation, energy prices and slowing economic activity.
In this episode, Andrew and Mitch break down why the US Stock Market is under

The RBA Could Raise Rates Again: How Another Interest Rate Hike Could Affect Your Finances
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
Could your next mortgage repayment put even more pressure on your budget? The RBA could raise rates again, making the outlook for Australian interest rates an issue that reaches straight into your finances.
Another rate rise could mean higher borrowing costs, less room for everyday spending and tou

How War and Rising Energy Prices Affect the Global Economy with Steve Jermy
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and special guest Steve Jermy, retired Royal Navy Commodore and energy specialist.
War and rising energy prices can affect everything from your weekly shopping bill to the outlook for your investments. But how do decisions made on the battlefield translate into financial pressure for households, businesses and govern

5 Charts Every Investor Should Be Looking At (And How They Impact Your Investments)
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
What can oil prices tell you about your shares? Why do bond yields matter to your property investments? And what happens when strong company earnings stop exciting investors?
This week, Andrew and Mitch break down the 5 charts every investor should be looking at: oil prices, bond yields, gold, the

Are Australian Banks in Trouble? The Growing Risks From Falling Property Prices, Credit and Mortgage Demand
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
Are Australian banks in trouble? In this episode, Andrew and Mitch examine the growing pressure facing Australian banks as credit growth slows, mortgage applications fall and property prices begin to pull back.
The discussion looks at what a 2% decline in Australian property prices could mean for b

S&P 500 All-Time Highs: Why Everyone Is Worried and What the Data Really Says
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
The S&P 500 All-Time Highs are here, and while investors should be celebrating, there's a growing sense of unease running through the market. In this episode, Andrew and Mitch unpack exactly why the S&P 500 All-Time Highs are happening now, breaking down the eye-watering 50% year-on-year ea

The Big Australian Rip Off: The Real Inflation Rate Is Nothing Like What You've Been Told
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
What if the Inflation Rate you hear in the headlines does not reflect the real increase in the cost of living? In this episode, Andrew breaks down The Big Australian Rip Off and examine why the official Inflation Rate may tell a very different story from what Australians are experiencing in their e

Cashflow on Demand in Today’s Market: How to Generate Upfront Income While Managing Investment Risk
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, Andrew and Mitch break down Cashflow on Demand and how investors can generate regular income from their share portfolio in today’s market. With the cost of living rising, interest rates putting pressure on household budgets, and traditional capital growth strategies facing changing

Course Correct or Crash Land? The Mid-Year Portfolio Review Nobody Wants to Do
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
Is your investment portfolio still on course, or has it quietly drifted off track? In this episode, Andrew and Mitch explain why a Mid-Year Portfolio Review is one of the most valuable habits for long term investors and why waiting until the end of the year could cost you opportunities.
Using the s

How to Profit from the Next Stock Market Crash: 5 Stocks We'd Buy Immediately
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
A market crash can be one of the most stressful times for investors, but it can also create some of the best buying opportunities. In this episode, Andrew and Mitch explain how experienced investors prepare for a market crash instead of fearing it. They reveal the 5 stocks they'd buy immediately if

The 10 Millionaire Habits We Found After Analysing 100 Success Stories
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
What separates those who build lasting wealth from those who never quite get there? Is it luck, talent, or something far simpler?
In this episode, Andrew breaks down The 10 Millionaire Habits We Found After Analysing 100 Success Stories, revealing the common behaviours that consistently appeared am

The 5 Assets You Need If You Want to Build Real Wealth
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. If you've ever wondered why some people build serious wealth while others stay stuck on the savings treadmill, this episode is for you.
Andrew breaks down the 5 assets that make people richer, from owning and scaling a business to leveraging property, cash flow assets and financial education itself

Why the ASX Is Suddenly So Volatile: Inflation, Interest Rates and the Economic Risks Every Australian Investor Should Know
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
Why the ASX Is Suddenly So Volatile: Inflation, Interest Rates and the Economic Risks Every Australian Investor Should Know takes a close look at the forces shaping Australia's share market and why so many investors are asking why the ASX is suddenly so volatile.
Andrew unpacks the economic factors

Are You Letting Fear Cost You a Fortune? Here's How to Stop Freezing and Start Profiting Every Time the Market Falls
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
When markets fall and the headlines turn negative, most people do one of two things. They panic and sell, or they freeze entirely. But what if that moment of fear is actually the greatest opportunity you will ever get? In this episode, Andrew and Mitch unpack the psychology behind freezing vs oppor

Top 5 Investments We’d Make If We Had No Money, No Experience and Had to Start Again Today
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
What would you do if you had no money, no investing experience, and had to start from scratch today?
In this episode, Andrew and Mitch put themselves in that exact position and reveal the Top 5 investments we made if we were building wealth from the ground up all over again. From investing in educa

Why Australians Feel Financially Exhausted and What You Can Do About It
Welcome to this week's Money and Investing Show with Andrew Baxter and co-host Mitch.
If you're lying awake at night worrying about groceries, fuel, and power bills that never seem to stop climbing, you're not alone and you're not imagining it. Millions of Australians are feeling financially exhausted, and Andrew breaks down exactly why that feeling has become so widespread, and more importantly,

New Wealth Creation Rules: AI Side Hustles, Financial Literacy, and Why Your Money Is Losing Value While You Wait
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
The rules of wealth creation have changed. In this episode, Andrew breaks down exactly what that means for everyday Australians navigating a world of AI-powered opportunity, social media noise, and an inflation rate that's quietly eroding your purchasing power while you sit on the sidelines.
From a

Budget Response 2026: The Hidden Cost of Tax Reform
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
The Budget Response 2026 has sparked debate across Australia, with proposed changes to negative gearing, capital gains tax, trust structures, and housing policy raising serious questions about the future of investing and wealth creation.
In this episode, Andrew and Mitch break down the key announce

The Economic Debrief for 2026: Big Picture Trends Every Investor Needs to Understand
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this Economic Debrief 2026, Andrew and Mitch cut through the noise to deliver a frank, no-fluff breakdown of the big picture trends shaping the global and Australian economy right now. From three back-to-back RBA rate hikes and a cost-of-living crisis squeezing household budgets by over $400 a m

Get Control of Your Money in 30 Days: The 4-Week Plan to Find Your Financial Why and Act On It
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. In this practical episode, Andrew and Mitch break down a simple 4 week plan to help people get control of their money and build better financial habits that actually last. If you’ve been feeling stuck financially, overwhelmed by expenses, or unsure where to begin, this episode gives you a clear sta

Why Do Stocks Go Up and Down? The Meat-and-Potatoes Answer Every Investor Needs
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
Ever wondered why stock markets swing wildly one day and barely budge the next? In this episode, Andrew Baxter and Mitch cut through the noise and deliver the meat and potatoes answer every investor needs, breaking down exactly why stocks go up and down without the jargon heavy rubbish you would no

AI Stocks Boom or Bubble: The Stocks Delivering, the Pretenders, and Where the Smart Money Is
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
Are we living through the greatest wealth creation opportunity of our lifetime, or are we watching a bubble quietly inflate before our eyes? In this episode, Andrew and Mitch tackle the big question on every investor's mind: AI Stocks Boom or Bubble?
With trillions of dollars being poured into AI i

Weird Habits of Self Made Millionaires That Quietly Turn Small Daily Actions Into Long Term Wealth
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
Ever wondered what separates the truly wealthy from everyone else? In this week's episode, Andrew and Mitch pull back the curtain on the weird habits of self made millionaires... not the trust fund babies or the lucky few, but the everyday Australians who dug in hard and built real, lasting wealth

From Wage to Wealth: The 4 Income Streams Every Investor Needs to Win the Money Game
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
Are you working hard but still feel like you're spinning your wheels financially? The problem might not be your effort. It could be your income streams. In this episode, Andrew and Mitch break down the 4 income streams every investor needs to win the money game: earned income, business income, inve

Psychology of Stock Market Success: Master Discipline, Risk, and Consistency
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
What's really standing between you and consistent investment success? Spoiler: it's not your strategy, it's your mindset. In this episode, Andrew and Mitch dive deep into the psychology of stock market performance, unpacking the mental traps that quietly derail even the most promising investors.
Fr

Biggest Money Mistakes in Your 20s and 30s That Cost You Years of Wealth
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, we break down the Biggest Money Mistakes people make in their 20s and 30s and how these early decisions can quietly cost you years of wealth. From delaying investing to overspending just to keep up appearances, these habits can set the tone for your long-term financial position.
On

Interest Rates in 2026: From Inflation to Policy Decisions What Is Driving the Market Now
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, we break down Interest Rates in 2026 and the growing divide between Australia and the United States. With inflation still pushing higher locally and policy decisions falling behind the curve, Australia faces a very different path compared to a US economy that may soon move towards

The 4 Stock Market Cycles That Decide Who Makes Money and Who Gets Left Behind
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, the focus turns to Stock Market Cycles and how they shape investor behaviour, decision-making, and long-term results. Many people recognise boom and recession, but far fewer understand the full cycle and how each phase impacts risk, opportunity, and timing.
Andrew break down the fo

How This Geopolitical Crisis Could Affect Your Money and Markets
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
Geopolitical conflict has once again taken centre stage, and the economic ripple effects are already being felt across global markets. In this episode, Andrew and Mitch unpack the growing Iran vs US tensions and explain why this conflict is far more than a headline in the news. From oil supply disr

Optimising Superannuation in Australia: Smart Strategies to Build a Strong Retirement Nest Egg
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
Superannuation is one of the most powerful tools Australians have for building long term wealth, yet many people pay very little attention to it. For many, super runs quietly in the background while contributions go in automatically. But without a clear strategy, that retirement nest egg may fall w

AUD vs USD Currency Discussion: The Future of the Aussie Dollar and Smart Investor Moves
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
There has been a surge in attention around the Aussie Dollar and its rapid move against the US dollar. In this episode, Andrew and Mitch break down what is actually driving the currency shift, why exchange rates never move in isolation, and how interest rates, inflation, government policy, and glob

How to Structure Your Investments for Maximum Protection So Your Wealth Stays Yours
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
How safe are your assets, really? Many investors focus on growing wealth but give far less attention to protecting it. In this episode, Andrew and Mitch break down how to Structure Your Investments for Maximum Protection so the wealth you build actually stays yours.
The conversation covers the real

Truth About Financial Freedom That Most People Get Wrong
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, Andrew break down the Truth about financial freedom that most people get wrong. Many Australians think financial freedom means quitting work, earning passive income, or hitting a large net worth target. The reality is far more practical and, at times, uncomfortable.
The Truth about

Trump Policy Shake Up: What It Means for Markets, Currency and Your Portfolio
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
Twelve months into the Trump 47 presidency, markets are reacting to rapid policy moves, shifting alliances, and rising geopolitical pressure. This discussion breaks down the Trump Policy shake up and explains how it is influencing currencies, commodities, and global asset prices.
Andrew and Mitch e

5 Financial Habits Financially Free People Follow And You Should Too
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, we look at the financial habits that shape real financial freedom. Based on real stories and practical examples, we talk about why spending less than you earn, building a clear budget, and paying down debt sit at the core of steady progress. You will also hear how Financial Habits

Side Hustles That Can 10x Your Wealth And Help You Break Free From 9 To 5
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, we dive into the real reason so many Aussies are turning to side hustles. With rising costs and limited wage growth, we talk about building extra income, creating options, and using side hustles to stack cash for investing. You’ll hear how to pick ideas that earn, not just entertai

AU Market Outlook 2026: Boom Ahead Or Major Trap
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, we take a clear look at the AU Market Outlook 2026 and what it may mean for everyday investors. With inflation pressures, rising money supply, housing stress, and interest rates in the mix, it is easy to feel unsure about the road ahead. Is there a boom coming, or could this be a s

US Market Outlook 2026: Are Valuations A Warning Or A Green Light
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, we take a clear, practical look at the US Market Outlook for 2026 and ask a big question. Are current market valuations flashing a warning sign, or are they pointing to more opportunity ahead?
Drawing from the conversation in the transcript, Andrew and Mitch unpack how inflation, i

New Year New Goals the smart way to plan your next 12 months
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, we focus on New Year new goals and the smart way to plan the next 12 months with structure and clarity. Instead of setting resolutions that fade after a few weeks, we discuss New Year goals that are realistic, measurable, and aligned with what matters most in your life.
We walk thr

Year in Review 2025: The Biggest Takeaways From a Year That Tested Confidence, Patience and Discipline
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In Year in Review 2025: The Biggest Takeaways From a Year That Tested Confidence, Patience and Discipline, we look back on a year in review that shook markets, politics and portfolios. From the return of President 47 and sweeping tariffs, to rate cuts at home in Australia and the lingering housing

Economic Briefing: Your Investment Game Plan 2026
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
Economic Briefing is back, and this one is built for investors who want a clear plan for 2026. Recorded live in front of around 600 clients, Andrew and Mitch walk through their latest Economic Briefing and lay out what matters most as markets shift and headlines get louder.
In this Economic Briefin

The 3 Money Buckets Explained and Why Getting Them in Order Today Changes Everything
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode Andrew and Mitch break down the 3 Money Buckets explained in a way that makes sense for everyday Australians facing different stages of life. Drawing from real client stories and practical examples, they walk through how liquidity, growth, and legacy each play a different par

Managing Money on the Average Aussie Income When Your Pay Feels Tight and What You Can Do Right Now
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, Andrew break down a topic that hits home for many Australians: Managing money on the average Aussie income when your pay feels tight and what you can do right now. With cost-of-living pressures rising and the average take-home pay stretched thin, this conversation offers clear, pra

When Your Dream Suburb Costs Far More Than You Can Borrow, Rentvesting Lets You Live There While Owning a Place You Can Actually Afford
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, we take a clear look at one of the biggest questions facing home buyers today. When your dream suburb is far beyond what you can borrow, Rentvesting in Australia may be the strategy that lets you live where you want while still owning a property that fits your budget. Drawing on re

The Investing Mistakes We Learned the Hard Way in Our 20s and Why You Need to Avoid Them Now
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
This episode is a straight, honest look at the investing mistakes that shaped our early years. Drawing from real experiences, we break down the investing mistakes that cost us time, money, and momentum in our 20s, and why avoiding them now can save you years of frustration. From buying assets too l

The Turning Point That Starts When You Stop Investing Alone and Build a Team Around You
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Today we look at the turning point that comes when you stop trying to do everything alone and start building an Investment Team around you.
In this conversation, Andrew break down why going solo in the markets can cap your progress, and how surrounding yourself with the right mentors, accountants,

Every Stock Market Phase Demands a Different Approach – Here’s How You Should Manage It
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, Andrew and Mitch break down one of the most important topics for every investor: understanding how your strategy should shift across the Stock Market Phases. From accumulation to expansion and distribution, they uncover how each stage plays out, what the smart money is doing, and h

Dumbest Stock Market Advice We’ve Ever Heard – Avoid These Traps Before They Hit You
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, Andrew baxter tackle some of the dumbest stock market advice they’ve ever heard and explain why following it could set you back. From “don’t invest, you’ll lose all your money” to “stocks always go up,” they break down the myths and misunderstandings that keep investors from growin

Is It Too Late to Learn the Stock Market? The Basics Every New Investor Should Know Before Starting
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
If you're new to the stock market or thinking it might be too late to start investing, this episode is for you. Andrew and Mitch break down the stock market basics every beginner needs to know — from understanding how markets work to simple, practical steps to get started with confidence.
They expl

Should You Switch to a Self-Managed Super Fund? A Deep Dive with Madeline Morgan
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and guest co-host Mady.
This week, we’re diving into one of the biggest questions in retirement planning: Should you switch to a self-managed super fund? Andrew and Mady break down what an SMSF is, how it works, and who it’s right for — all in plain English.
They unpack why so many Australians are choosing to take co

If Stocks Were People at a Party, Who’s Charming, Who’s Awkward, and Who’s Best Avoided?
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, we’re asking a fun but insightful question — If stocks were people at a party, who’s charming, who’s awkward, and who’s best avoided? From reliable dividend payers like ANZ to high-flying innovators such as Nvidia, and even the unpredictable guests like Qantas, Andrew break down wh

Avoiding the Middle Class Poverty Trap: The Cost of Comfort Over Freedom
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In today’s discussion, we take a hard look at what it really means to be middle class in Australia — and why it can so easily become a poverty trap. Many households earning solid incomes still find themselves struggling, not because of low pay but because of lifestyle inflation, rising costs, and t

The Investing Ladder: Identifying the Rung You Should Be On Right Now
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In today’s discussion, we take a closer look at the Investing Ladder — a structured approach that helps you determine where you are in your financial journey and what the next step should be. From establishing a safety net and emergency fund, to moving into shares, ETFs, property, and eventually mo

5 Money Habits That Changed Our Lives and Could Do the Same for You
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In 5 Money Habits That Changed Our Lives and Could Do the Same for You, we share straight talk from our own wins and mistakes. You will hear how saving first, knowing your numbers, guarding against lifestyle inflation, investing only in assets that pay their own way, and setting clear goals shaped

Australian property market resurgence could be your opportunity or your setback
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
The Australian property market is showing signs of resurgence, but is it a golden opportunity or a looming setback? In this episode, Andrew and Mitch break down the latest shifts in legislation, interest rates, and lending conditions that could change the playing field for first home buyers, proper

Wall Street Economics and Market Situation Show Confidence Everywhere, but What Opportunities Will That Create Next?
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
Wall Street economics and the market situation are in sharp focus as markets hit record highs across the NASDAQ, S&P, and Dow Jones. But with confidence everywhere, the bigger question is: what opportunities will that create next?
In this episode, Andrew unpack why earnings strength, technology

How to Prepare for a Financial Crisis and the Essential Detail That Often Gets Ignored
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In today’s discussion, we tackle a question most people avoid until it’s too late — how to prepare for a financial crisis. From job loss and major illness to relationship breakdowns, Andrew break down the strategies that separate those who crumble from those who stay in control. You’ll hear why bud

Building Your First Million: The Turning Point That Defines Who Makes It To The Big League
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
What does it really take to build your first million and make the leap from beginner to the big league? In this episode, Andrew break down the turning points that define long-term success in investing. From managing risk and mastering mindset, to avoiding costly mistakes and understanding the role

You’ve got extra cash in your pocket, but should it go towards paying off the mortgage… or is investing the smarter move?
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
If you’ve got extra cash on hand, do you pay off mortgage or invest first? This episode dives deep into one of the most common financial dilemmas Australians face. Andrew break down the pros and cons of reducing your home loan versus putting that money to work in the markets.
From the peace of mind

What the Rich Teach Their Kids About Money… That Most Parents Miss
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
Discover the money lessons what the rich teach their kids about money that most Australian parents completely miss. In this candid conversation, Andrew and Mitch share personal stories from their own upbringings and reveal the stark differences between how wealthy families approach financial educat

How Cash Flow on Demand Works: Asset, Income & Risk Management
In this episode of the Money and Investing show, Andrew Baxter and Mitch explain their flagship strategy, Cash Flow on Demand. With more than 25 years of experience, they take you through the three core steps of the strategy: buying quality assets, generating consistent income using options, and applying proper risk management.
Learn how Cash Flow on Demand works across shares, ETFs, and other inv

Talking About Money in Relationships: Tips for Saving, Spending, and Staying Together
Money can either strengthen or strain a relationship. It all comes down to how you talk about it. In this week’s episode of The Money and Investing Show, Andrew Baxter and co-host Mitch break down how couples can manage spending and saving together without it turning into a fight.
Drawing from personal stories and client experiences, the episode covers how to handle financial differences, build sh

Red Flags in the Market to Watch: What Every Investor Needs to Know Right Now
In this week’s episode of the Money and Investing Show, Andrew Baxter and Mitch unpack the key red flags in the market to watch, especially as valuations become stretched and volatility drops.
They explain how to spot signs of overvalued companies, avoid common traps, and apply risk management strategies that help protect your portfolio during uncertain times. From PE ratios to market sentiment, t

The Impact of Global Uncertainty on Oil Prices – And What You Can Do About It
In this week’s episode, we unpack how global uncertainty is shaping the oil market and what it means for investors right now. Andrew Baxter and Mitch break down the key factors driving recent price moves, from supply risks in key shipping lanes to shifts in global production.
You’ll hear how geopolitical pressure, volatility, and market structure are creating trading opportunities – and the practi

2025 Mid-Year Market Update and What Steps to Consider Next
Welcome to this week’s episode of the Money and Investing Show. Andrew Baxter and Mitch take you through the 2025 mid-year market update and what steps to consider next.
In this episode, we look at how the Australian market has performed over the past six months and the factors driving growth and risk. From changes in government policies and tax plans to trends in sectors like banking and resource

Guide to Smashing Financial Goals: Tips to Stay on Track and Build Wealth by Year-End
Welcome to this week’s Money and Investing Show with your host Andrew Baxter and co-host Mitch. In this episode, we discuss setting and achieving financial goals in Australia. You’ll learn why defining your personal financial plans matters and how regular reviews can keep you on track.
Andrew and Mitch share real stories that show the benefits of clear goals, steady progress, and staying committed

What Every Aussie Should Know About Superannuation Today
In this Money and Investing episode, Andrew Baxter and Mitch unpack what every Aussie needs to know about superannuation today. Super is one of the biggest long-term investments you’ll ever have, but many people leave it too late or misunderstand the rules.
Andrew and Mitch explain why starting early matters, how recent rule changes affect your balance, and the key differences between retail, indu

RBA’s Rate Cuts: What It Really Means for You, Your Money, and the Market
In this week’s Money and Investing Show, Andrew Baxter and Mitch explain what the RBA’s second rate cut means for your money. They break down how lower rates affect the sharemarket, property prices and fixed income returns.
Find out how mortgage holders may benefit, but also how renters, savers and retirees could feel the strain. The discussion covers key risks such as rising inflation and higher

From $5k to $100k: Starting and Growing Your Investment Portfolio the Right Way
Welcome to this week’s episode of the Money and Investing Show, hosted by Andrew Baxter with his co-host Mitch. This episode focuses on the fundamentals of building a strong investment portfolio, whether you’re starting with $5,000 or $100,000. Learn how to set clear financial goals and objectives to guide your investment choices.
Andrew discuss different investment strategies, covering income, gr

Australian Economy 2025: Recession or Soft Landing? Expert Analysis Reveals Surprising Truth
Welcome to this week’s episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. We’re looking at the Australian economy’s potential path, weighing up a recession against a soft landing.
In this episode, we discuss the impact of recent election results, economic policies, and international trade on Australia’s financial outlook. We cover topics like unemployment, wage growth, G

Australia vs. USA Stocks: Navigating Markets
Welcome to this week’s Money and Investing Show with your host Andrew Baxter and co-host Mitch. In this episode, we explore the key differences between the Australian stock market and the US stock market during uncertain economic times.
We break down market performance, investor behaviour, and what drives decision-making in each region. You’ll gain practical insights to make more informed investme

Avoiding Financial Pitfalls in Your 30s: Key Traps to Sidestep
In this episode of the Money and Investing show, Andrew Baxter and Mitch unpack the most common financial mistakes people make in their 30s. From lifestyle inflation and high-interest debt to ignoring your superannuation and delaying investment decisions, they explain how these habits can hold you back financially.
The hosts highlight the importance of early investing, managing cash flow wisely, a

Unlocking Tax Secrets: Your Guide to Smart Moves for 2025
In this episode of the Money and Investing Show, Andrew Baxter and Mitch unpack key tax strategies ahead of 30 June. From managing capital gains and losses, making the most of super contributions, to the value of good record keeping and professional advice, this is a must-listen for Australians looking to make smarter financial decisions.
Whether you’re self-employed, a salaried worker or an inves

Navigating Volatility: Opportunities Amid Market Chaos
Join Andrew Baxter and Mitch in this week’s Money and Investing show as they break down the recent spike in market volatility.
They discuss how volatility impacts investor sentiment, why political and economic shifts are driving uncertainty, and what smart investors are doing right now.
Learn practical strategies to manage risk, protect your capital, and make volatility work in your favour.
Tune i

Investment Scams to Avoid in 2025: A Cautionary Tale
In this week's episode of the Money and Investing Show, Andrew Baxter and Mitch break down the growing risk of investment scams heading into 2025.
They share real-life examples of fraudulent schemes, explain how to spot red flags, and outline practical steps to protect your money.
Learn how to check if an investment is legitimate, avoid Ponzi schemes, and steer clear of fake gurus.
Stay informed a

Mastering Market Psychology: The Key to Investment Success
Welcome to this week’s episode of the Money and Investing Show. Andrew Baxter and Mitch take a close look at the link between psychology and investing.
From the emotional challenges traders face to the habits that support smart decisions, this episode breaks it down in plain language. You’ll hear practical tips for managing emotions, building a rules-based approach, and using proven trading strate

Crash vs Correction: Navigating Market Turbulence
Join Andrew Baxter and co-host Mitch in this week’s episode of the Money & Investing Show as they break down the recent market turmoil. With the year off to a rough start, they unpack whether we’re facing a crash or just a correction — and what it means for your portfolio.
They explain the key differences between a crash and a correction, using past examples and the current market environment

Why 80% Lose Money and 20% Build Wealth in Investing
Welcome to this week’s episode of the Money and Investing Show with your host Andrew Baxter and co-host Mitch.
This week, we take a closer look at one of the most common patterns in investing—why 80% of people lose money and only 20% build real wealth. What’s behind the gap? It’s not luck. It’s mindset, emotional control, and having a proper plan.
We break down the habits that keep most investors
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